Santander mortgage timeline

85c

mowgliisaG said:

85c said:

mowgliisaG said:

85c said:

mowgliisaG said:

85c said:

mowgliisaG said:

85c said:

Just had an update they’ve requested a form from our accountant to say our business has not been effected by covid, we are lucky our business has grown through covid. 

This is insane, a lot of accountants don’t like to comment on the state of a business. Last 3 mi the bank statements should show your fine. Mad how they are asking for more info after everything you supplied 

I know, I had read others that had to supply this, I feel better that they’ve made contact. 

My accountants have outright said they do not comment or take responsibility on future earning or current earnings 

Oh no! How frustrating. We have deposits paid for jobs booked In next year, and submitted our new books in September so can see our business has grown and not been impacted. Don’t know if that makes a difference, we where told this is quite standard. 

Well when we applied we did say we had been affected but now back to normal. Maybe as you stated you haven’t been they want the accountant to verify it...either way..annoying 

So annoying! So pleased you are back to normal though! 

Thanks 😀...did your MB state not affected by Covid on the application??

We don’t know, but we originally went with Aldermore and our accountant did the same then. 

mowgliisaG

85c said:

mowgliisaG said:

85c said:

mowgliisaG said:

85c said:

mowgliisaG said:

85c said:

mowgliisaG said:

85c said:

Just had an update they’ve requested a form from our accountant to say our business has not been effected by covid, we are lucky our business has grown through covid. 

This is insane, a lot of accountants don’t like to comment on the state of a business. Last 3 mi the bank statements should show your fine. Mad how they are asking for more info after everything you supplied 

I know, I had read others that had to supply this, I feel better that they’ve made contact. 

My accountants have outright said they do not comment or take responsibility on future earning or current earnings 

Oh no! How frustrating. We have deposits paid for jobs booked In next year, and submitted our new books in September so can see our business has grown and not been impacted. Don’t know if that makes a difference, we where told this is quite standard. 

Well when we applied we did say we had been affected but now back to normal. Maybe as you stated you haven’t been they want the accountant to verify it...either way..annoying 

So annoying! So pleased you are back to normal though! 

Thanks 😀...did your MB state not affected by Covid on the application??

We don’t know, but we originally went with Aldermore and our accountant did the same then. 

Ah I asked my broker and he seems to think this doesn’t need to be provided..not sure why..

fastbs

We applied on the 12th Oct and valuation was carried out on 23rd... haven’t heard anything since! 

85c

mowgliisaG said:

85c said:

mowgliisaG said:

85c said:

mowgliisaG said:

85c said:

mowgliisaG said:

85c said:

mowgliisaG said:

85c said:

Just had an update they’ve requested a form from our accountant to say our business has not been effected by covid, we are lucky our business has grown through covid. 

This is insane, a lot of accountants don’t like to comment on the state of a business. Last 3 mi the bank statements should show your fine. Mad how they are asking for more info after everything you supplied 

I know, I had read others that had to supply this, I feel better that they’ve made contact. 

My accountants have outright said they do not comment or take responsibility on future earning or current earnings 

Oh no! How frustrating. We have deposits paid for jobs booked In next year, and submitted our new books in September so can see our business has grown and not been impacted. Don’t know if that makes a difference, we where told this is quite standard. 

Well when we applied we did say we had been affected but now back to normal. Maybe as you stated you haven’t been they want the accountant to verify it...either way..annoying 

So annoying! So pleased you are back to normal though! 

Thanks 😀...did your MB state not affected by Covid on the application??

We don’t know, but we originally went with Aldermore and our accountant did the same then. 

Ah I asked my broker and he seems to think this doesn’t need to be provided..not sure why..

Oh that’s really good, may because we only have 2 year books, as we where a sole trader for 14 years then the business expanded and now we are a limited company. 

pinklady3333

NatNat77 said:

pinklady3333 said:

NatNat77 said:

Mine went in 30 Sept but info requested wasn't supplied until 5 Oct. I applied directly though which seems quicker until the valuations hold things up

I doubt I will Hear today. We only applied on 23/10! And through a broker! Sigh! The wait goes on! 

Oh sorry I didn't realise, there's someone on here and we're pretty much on an identical timeline and their valuation was booked for today, I thought it must have been you 

Similar! And same date for valuation! I’m sure it will come through soon! 

Daisyy8

Our mortgage offer was submitted on 5th October and we are still waiting to hear! The anxiety of waiting to hear every day is driving me mad   

85c

Daisyy8 said:

Our mortgage offer was submitted on 5th October and we are still waiting to hear! The anxiety of waiting to hear every day is driving me mad   

We went in on the 1st and had contact today. We are SE, so I think you will have an update end of the week beginning next week. 

26C

85c said:

Daisyy8 said:

Our mortgage offer was submitted on 5th October and we are still waiting to hear! The anxiety of waiting to hear every day is driving me mad   

We went in on the 1st and had contact today. We are SE, so I think you will have an update end of the week beginning next week. 

When did yours go to underwriters?

fastbs

Has anyone noticed how much the service levels page have changed... https://www.santanderforintermediaries.co.uk/submit-and-track-business/our-service-levels/

SE time to offer.. 34 days!!

85c

westc26 said:

85c said:

Daisyy8 said:

Our mortgage offer was submitted on 5th October and we are still waiting to hear! The anxiety of waiting to hear every day is driving me mad   

We went in on the 1st and had contact today. We are SE, so I think you will have an update end of the week beginning next week. 

When did yours go to underwriters?

Not sure but our MB said 7th and had our update on 8th