asda credit card changing to creation cashback card 14th july

J_B

roddydogs said:

Come on Asda, where's this new card?

Scary!

Just tidying the desk and found the ASDA/Creation letter and thought .... hmm, there's an MSE thread about that, I'll see if there are any updates! Great minds eh?

So, the options ....
Creation with no benefits, the new ASDA card which "will be available soon" (they said at the beginning of May)

Who else (for a spare card) if we already have Amex?

dr_adidas01

J_B said:

roddydogs said:

Come on Asda, where's this new card?

Scary!

Just tidying the desk and found the ASDA/Creation letter and thought .... hmm, there's an MSE thread about that, I'll see if there are any updates! Great minds eh?

So, the options ....
Creation with no benefits, the new ASDA card which "will be available soon" (they said at the beginning of May)

Who else (for a spare card) if we already have Amex?

I should imagine that with the current Covid situation ASDA have decided to delay releasing there new card/s. 

financialbliss

roddydogs said:

Come on Asda, where's this new card?

I emailed Asda earlier in the week and got this back - bolding is mine:

"We currently cannot provide any information about the particulars of the new card, only that we are working hard to get this up and running as quickly as possible. I can confirm that the card will not be available for 13th July. Unfortunately, the launch date will not be until later in the year. "

So in the market for a cashback card in the interim. Slim pickings... Possibly Barclaycard, as I've already an AmEx card.

WillPS

Natwest Reward is better if you have the appropriate current account (or can be bothered to jump through the hoops to maintain one).

Unless Asda are feeling particularly generous, I would expect an unspectacular product.

dr_adidas01

WillPS said:

Natwest Reward is better if you have the appropriate current account (or can be bothered to jump through the hoops to maintain one).

Unless Asda are feeling particularly generous, I would expect an unspectacular product.

I would say Barclaycard Cashback is slightly better. No hoops to jump through, no monthly fee and no fees for using your card abroad or for cash purchases. 

Granted with NatWest you get 1.00% Cashback for supermarkets, but for everything else it’s 0.25% like the Barclaycard rewards. 

NatWest charge a 2.75% fee for foreign usage with Barclaycard rewards its 0.0% 

cash fees with NatWest is 3.00% with Barclaycard it’s 0.0%. 

I guess it’s down to what your looking for in a credit card. 

J_B

dr_adidas01 said:

.I would say Barclaycard Cashback is slightly better. No hoops to jump through, no monthly fee and no fees for using your card abroad or for cash purchases. 

Interesting ... we've had a Barclaycard since they took over Goldfish, but not used it for several years - is there a particular Barclaycard that gives cashback?

dr_adidas01

J_B said:

dr_adidas01 said:

.I would say Barclaycard Cashback is slightly better. No hoops to jump through, no monthly fee and no fees for using your card abroad or for cash purchases. 

Interesting ... we've had a Barclaycard since they took over Goldfish, but not used it for several years - is there a particular Barclaycard that gives cashback?

If you check there website you’ll find it.

Barclaycard Rewards

Good for earning cashback on your purchases

• 0.25% cashback on your everyday spend*
• No fees abroad – you’ll be able to withdraw cash from an ATM or buy your souvenirs without any charges and benefit from Visa’s competitive exchange rate
  

Representative example - most accepted customers get

Representative APR

22.9% APR(variable)

Purchase rate

22.9% p.a.(variable)

Based on a

£1,200

credit limit

Annual Fee

No annual fee

kaMelo

After hanging on to see what Asda are offering, and it looks like nothing, we've decided to go Amex and RBS Rewards.
Doing the arithmetic, the Amex Platinum Rewards will generate the most for us but we needed a second for those places who don't take Amex. As we already have the rewards current account the credit card was simple to get and fee free. If we didn't already have the current account the Barclaycard looks more attractive.

And to all those who have got offers of a cashback credit card from Creation, damn you, lol. I'm really jealous. 

J_B

dr_adidas01 said:

J_B said:

Interesting ... we've had a Barclaycard since they took over Goldfish, but not used it for several years - is there a particular Barclaycard that gives cashback?

If you check there website you’ll find it.

Barclaycard Rewards

Just rummaged in the drawer and found the card - Barclaycard Freedom Rewards - is that the same??

The_Urbanite

J_B said:

dr_adidas01 said:

J_B said:

Interesting ... we've had a Barclaycard since they took over Goldfish, but not used it for several years - is there a particular Barclaycard that gives cashback?

If you check there website you’ll find it.

Barclaycard Rewards

Just rummaged in the drawer and found the card - Barclaycard Freedom Rewards - is that the same??

No, Freedom Rewards is its own scheme where you redeem points for vouchers - https://www.barclaycard.co.uk/freedomrewards/rewards-categories.html

My IHG credit card became one of these but I don't find the scheme rewarding enough to justify spending on it.