asda credit card changing to creation cashback card 14th july 11 May at 10:56AM edited 11 May at 11:00AM in Credit Cards 179 replies 17.3K views

BigBlueSky

Thanks for the details - It would be interesting to know if everyone can submit their choices online or whether this is purely for those being moved to a non-cashback type card.

kaMelo

evogiles said:

2% cashback on spend everywhere for me. Received my letter on friday.

L0002 is my code.

Really happy with that, ill be staying with Creation. Will work out a lot better than asdas card.

How is that even possible, Asda have never offered that much in cashback with any of their cards.
The best on offer was 2% in Asda and 1% everywhere else which got reduced a couple of years ago to 0.2% everywhere else.

roddydogs

Anyone who pays off the whole amount each month (so no interest) been offered 2% or even 1% ?

evogiles

kaMelo said:

evogiles said:

2% cashback on spend everywhere for me. Received my letter on friday.

L0002 is my code.

Really happy with that, ill be staying with Creation. Will work out a lot better than asdas card.

How is that even possible, Asda have never offered that much in cashback with any of their cards.
The best on offer was 2% in Asda and 1% everywhere else which got reduced a couple of years ago to 0.2% everywhere else.

I know, i keep saying the same. Cashback rates havn't been that high for a long time. They will probably drop it after 6 months.

Ive never paid any interest on a credit card ever either. Im on the black card with £3 month fee.

Be_Happy

I've been a card holder for 8 years.  Moved to vouchers at time - given no option of remaining on cashback.  Pay off every month, so never paid interest.  Been offered change to Creation Card with no cashback.   

Maybe it depends how much you spend as I now have this card as my 'internet shopping only' card spending around £2K a year.
Was a heavy user in Asda in early years, but moved to town where Asda not so convenient to reach.

older_wiser

evogiles said:

kaMelo said:

evogiles said:

2% cashback on spend everywhere for me. Received my letter on friday.

L0002 is my code.

Really happy with that, ill be staying with Creation. Will work out a lot better than asdas card.

How is that even possible, Asda have never offered that much in cashback with any of their cards.
The best on offer was 2% in Asda and 1% everywhere else which got reduced a couple of years ago to 0.2% everywhere else.

I know, i keep saying the same. Cashback rates havn't been that high for a long time. They will probably drop it after 6 months.

Ive never paid any interest on a credit card ever either. Im on the black card with £3 month fee.

thats the best offer i've seen thus far i thought the 1% was pretty decent given were about to go into recession but 2% nice do you mind asking how much you use the card how much do you spend per month ?

 if L002 is reserved for black card members and gives you 2% perhaps L003 is also for black card members with 1% a £3 monthly charge is pretty good if you spend £200 on it per month your £1 up. what other benefits do you get for being a black card member ?

WillPS

2% straightforward cashback is an outstanding deal.

I presume Creation are offering different cards to people based on how profitable they perceive them to be. I'd be interested to know if the people getting offered continued cashback have ever paid interest or other surcharges (forex, cash withdrawals etc).

MBNA did something similar when they shut down the old Diamond Club cards. 

I always liked the ASDA Black product but just as I was considering taking one out they dropped the 'everywhere else' rate to 0.2%. My ASDA spend was never high enough to justify it once that happened.

Like others, I await the new product, but I can't say I'm expecting much.

northwalesd

BigBlueSky said:

Somerset_La_La_La said:

Filled in the form but haven't had any confirmation other than a little popup message, which is a bit poor considering everything that could go wrong! Would expect an auto-generated page/email really.

How do you access the form? - Is it accessible through your Creation account online ?

Thanks

My letter had a paper form with it, there was also a URL in the letter to allow you to change to the new card online.

Lesley70

I agree, I have an amount of cashback due and am also not happy that vouchers are not valid for online groceries especially in the current situation,  I rely on grocery deliveries too. Email has been sent to Asda about this, I await in anticipation their reply.

Lesley70

I agree, I have an amount of cashback due and am also not happy that vouchers are not valid for online groceries especially in the current situation,  I rely on grocery deliveries too. Email has been sent to Asda about this, I await in anticipation their reply.