asda credit card changing to creation cashback card 14th july 11 May at 10:56AM edited 11 May at 11:00AM in Credit Cards 179 replies 17.2K views

Late1stTimeBuyer

I've received the letter about the card stopping too. I only really got the card last year to get cashback as most of my fuel is purchased from Asda and we use their online shopping. 
I'm tempted to let the creation card expire and see what the new Asda card is like. 

Does anyone know what the closed credit card would look like on a credit file? I'm assuming that given the card will no longer be around everything will be ok. 

BigBlueSky

A family member is currently on the black one paying the £3 per month fee.  They signed up in February 2018.  They haven't had the letter yet, but hoping it will be the cashback one.  I'm assuming all the replacement cards are doing away with the monthly fee ?

JulieHanna59

Anyone know how things stand re getting money back from this credit card when a company who you've made a purchase from using the card goes bump?

inspectorperez

Late1stTimeBuyer said:

I've received the letter about the card stopping too. I only really got the card last year to get cashback as most of my fuel is purchased from Asda and we use their online shopping. 
I'm tempted to let the creation card expire and see what the new Asda card is like. 

Does anyone know what the closed credit card would look like on a credit file? I'm assuming that given the card will no longer be around everything will be ok. 

Like you I'm assuming there will be no effect on credit history. This is the second one this year for me as Amex did the same with Costco!

I have noticed on my letter that there is a reference L0006 and I can only assume that there are slightly different templates for those who are offered the opportunity of continuing to receive a cashback reward with Creation, and those who aren't. I certainly haven't been offered cashback and it states unequivocally "You will not earn Cashback". I always cleared my balance in full each month and just wondering if that is a factor which they take into account when deciding who gets which letter?

older_wiser

inspectorperez said:

Late1stTimeBuyer said:

I've received the letter about the card stopping too. I only really got the card last year to get cashback as most of my fuel is purchased from Asda and we use their online shopping. 
I'm tempted to let the creation card expire and see what the new Asda card is like. 

Does anyone know what the closed credit card would look like on a credit file? I'm assuming that given the card will no longer be around everything will be ok. 

Like you I'm assuming there will be no effect on credit history. This is the second one this year for me as Amex did the same with Costco!

I have noticed on my letter that there is a reference L0006 and I can only assume that there are slightly different templates for those who are offered the opportunity of continuing to receive a cashback reward with Creation, and those who aren't. I certainly haven't been offered cashback and it states unequivocally "You will not earn Cashback". I always cleared my balance in full each month and just wondering if that is a factor which they take into account when deciding who gets which letter?

If i'm looking at the correct code your refering to mine is L0004 and i'm getting cashback on the new card 
i did pay interest back in the 2010's but haven't payed a penny since around 2017.
perhaps it is about the money they expect to make from you i'm  in a total different place now regarding fiances so maybe after a year or so they may reduce or end the cashback rate for us too. 

inspectorperez

older_wiser said:

inspectorperez said:

Late1stTimeBuyer said:

I've received the letter about the card stopping too. I only really got the card last year to get cashback as most of my fuel is purchased from Asda and we use their online shopping. 
I'm tempted to let the creation card expire and see what the new Asda card is like. 

Does anyone know what the closed credit card would look like on a credit file? I'm assuming that given the card will no longer be around everything will be ok. 

Like you I'm assuming there will be no effect on credit history. This is the second one this year for me as Amex did the same with Costco!

I have noticed on my letter that there is a reference L0006 and I can only assume that there are slightly different templates for those who are offered the opportunity of continuing to receive a cashback reward with Creation, and those who aren't. I certainly haven't been offered cashback and it states unequivocally "You will not earn Cashback". I always cleared my balance in full each month and just wondering if that is a factor which they take into account when deciding who gets which letter?

If i'm looking at the correct code your refering to mine is L0004 and i'm getting cashback on the new card 
i did pay interest back in the 2010's but haven't payed a penny since around 2017.
perhaps it is about the money they expect to make from you i'm  in a total different place now regarding fiances so maybe after a year or so they may reduce or end the cashback rate for us too. 

I think that's got to be it and it would suggest that there are at least 6 different templates.

Paid my balance off last night, spent the last voucher this morning, and account now closed to avoid a final £3 monthly fee!

northwalesd

My code seems to be L0005.

older_wiser

northwalesd said:

My code seems to be L0005.

what did your letter say ?

J_B

northwalesd said:

My code seems to be L0005.

Mine too ... and Mrs B's as well

Letter says no-cashback!

northwalesd

older_wiser said:

northwalesd said:

My code seems to be L0005.

what did your letter say ?

As per J_B, no cashback.