What small DFW things will you do w/c 10/02?

crazy_cat_lady

Tired again. Another late night after work, and one of those days that felt like death by 10000 paper cuts. Nothing major but way more little things than my brain can cope with.
Still obsessing over the budget, which is actually a good thing. Lost my mojo with my diet but the habit tracker will sort that out for me. Am already desperate for payday - 2 weeks to go.

La_escocesa

Hi gang 👋

Thanks for the welcomes back 😘
@determined_new_ms woohoo, congrats on your new grandbaby 💐
@PurpleFairy26 sounds good about the ppi👍
@allydowd aw, cheers, I really needed a hug today 🤗

I managed a few small things today but then got a take away to blow them all out of the water... 🤭
Hung the washing up when I was planning on tumbling👍
Decided to send something back I wasn't 100% sure on 👍
Reading free ebook👍

Actually can't think I'm that tired... 😩😴

foxgloves

Morning all, 
Am making my 2nd cup of coffee last as long as possible because it's cleaning day today & I'm just not in the mood. I'm hoping once I get started I will find the energy to whizz through it, then I have a sourdough loaf to bake & dinner to put in the slow cooker, then I will have some me-time - a bit of TV & some knitting.
Oh dear, coffee very definitely finished now, so must transform into Ms Mop!
F x

Baileys_Babe

I can relate to procrastinating about the cleaning Foxgloves.

DawnW

Morning all

On third cup of coffee here, but I have already co-opted OH to help move the old mattress into the passageway upstairs ready for collection. For some reason you now have to put them into enormous green plastic bags. Not easy to do with a king size mattress, and can't imagine this is a good idea, given concerns about plastic  😦 New one is supposed to be delivered today. Hope it is! Otherwise Dog and myself will be squashed into one of the spare singles tonight 😄

I have given the bedroom an extra clean, including the bits that aren't easy to get at with the bed in situ (I do move it out sometimes, but it is heavy and I don't do it every time).

OH is off on his jaunt shortly, so I am going to make the most of the next few days, DD and kids permitting, by cleaning, tidying and decluttering

Update: Just had a call to tell me that the mattress will be delivered between 11-1. OH will head off at about 10.30, so will spend time with him till he goes. It arrived, exactly what we ordered and delivered when promised

Spent the afternoon catching up on my business paperwork, boring but necessary and now there aren't bits of paper all over the lounge.

Walked dog

Ate leftovers

Cut up a ham from the staff shop where my brother works - he brought it round with his washing. He has been strangely absent for the last few weeks. Doesn't usually bode well... Anyway, the ham was a few days out of date, but in its shrink packaging and hadn't been out of the fridge. It looks and smells ok, so I sliced it up and froze it. It is quite a fancy one, with an elderflower and something glaze. Brother works in a food factory which supplies posh supermarkets.

Load of washing done, but didn't put it out because of rain. More rain tomorrow and high winds, so it had better go on the airer in a minute.

Walked the dog

Put some more stuff away

Was emailed a voucher code from webuybooks, so found a few that can go, and more to the point, that they would accept.

Sold an ebay item

Made up bed

More tomorrow....

PurpleFairy26

Morning frugal pals. I definitely procrastinate about cleaning 😆 

Hope your weekend is productive and quiet @DawnW

my list today:
write shopping list but hoping not to go until Monday, but we’ll see. 
Check banking
washing out on airer and some dry washing put away. No ironing of course! 
Try and rearrange some furniture 
vacuum through
watch some tv under blankets with smalls later 
Be really focused with energy as our electricity bill has crept up. We would expect this with the extension but even more reason to focus on these small things
meal plan for next week, will do this before the shopping list writing 

have a good day all. Enjoy your holiday @1LuckyLady

allydowd

PurpleFairy26 said:

DH got PP I success notifications on 3 loans and a CC it looks like but all from one provider. Will fill in the additional detail they want and see what happens

@PurpleFairy26 Maybe check if you are due a tax refund on it? PPI had 20% automatically deducted from the interest. (Link)

ditty1234

SO here's a little problem I need help solving:
SO I don't have credit cards anymore and I'm pretty good at not really over spending - but there is a big BUT that I just can't get over, and I know it's what sort of got me in to trouble earlier.
Problem 1 I now actually have private debt and a list of half committed plans:

• DS £70 + rest of B'day gift £30
• Sister for name change on Christmas tickets £230
• Last payment on ds training camp £200
• Upcoming bills:
• Car cambelt £300-£400 N - Urgent
• £200 for Easter holiday
• Life in UK test £50 towards citizen plan N
• Old country passport £150 (incl train ticket to embassy) N
• Half term trip to London w boys  £70 (train, exhibition and meal deals)
• Paint for dining room £18
• So there you have it £1416 

How do you guys prioritise, it's over £300 a month over the next 4 month and I have about £200 on a good month for extra stuff like passport and to pay back ds. But I know some of it is luxury, like the Easter holiday so thats the easy one to scrap, but also its based on 3 nights in Wales with my sister and boys and I don't know when we will all be in the same place again for 4 days, so in my head it's a bit of a priority. 
The thing is they are pretty much all things that won't go away. Except the holiday things. I almost have the money for the cambelt so I will discuss with mechanic next week. I'm not spoilt, I have a medium income, I can't wait to have some time off this week. Happy Valentines.

PurpleFairy26

ditty1234 said:

SO here's a little problem I need help solving:
SO I don't have credit cards anymore and I'm pretty good at not really over spending - but there is a big BUT that I just can't get over, and I know it's what sort of got me in to trouble earlier.
Problem 1 I now actually have private debt and a list of half committed plans:

• DS £70 + rest of B'day gift £30
• Sister for name change on Christmas tickets £230
• Last payment on ds training camp £200
• Upcoming bills:
• Car cambelt £300-£400 N - Urgent
• £200 for Easter holiday
• Life in UK test £50 towards citizen plan N
• Old country passport £150 (incl train ticket to embassy) N
• Half term trip to London w boys  £70 (train, exhibition and meal deals)
• Paint for dining room £18
• So there you have it £1416 

How do you guys prioritise, it's over £300 a month over the next 4 month and I have about £200 on a good month for extra stuff like passport and to pay back ds. But I know some of it is luxury, like the Easter holiday so thats the easy one to scrap, but also its based on 3 nights in Wales with my sister and boys and I don't know when we will all be in the same place again for 4 days, so in my head it's a bit of a priority. 
The thing is they are pretty much all things that won't go away. Except the holiday things. I almost have the money for the cambelt so I will discuss with mechanic next week. I'm not spoilt, I have a medium income, I can't wait to have some time off this week. Happy Valentines.

@dit@ditty1234 do you have anything to sell on faceb00k marketplace or fleabay, old cds/dvds to sell or if not some surveys. Some of them have good returns such as pr0lific, paying higher for some done in a foreign language. Ouch to £230 to change a name on a ticket - whose error was that and is is necessary?!

crazy_cat_lady

I have made it to half term - barely. My mental health is shot and I am beyond exhausted and looking forward to a decent lie in over the next few days
Went shopping on the way home from work. With a list, to Liddle - which was a revelation to ds. I think he may be partly converted I have meal planned for the weekend and much of half term, and am confident that if Dennis hits big over the weekend we will not need to leave the house. Hope everyone is safe out there...