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2020 - 'Nothing in your life will change until you make the decision to change'
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Great news on the £23. Sorry you've been unwell though. Hope you feel better soon.
Good luck with DD's birthday celebrations!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/253 -
savingholmes said:Great news on the £23. Sorry you've been unwell though. Hope you feel better soon.
Good luck with DD's birthday celebrations!"If you can dream it, you can do it". Walt Disney2 -
DH has just taken the kids out swimming so I've now got a couple of hours. I'm going to tidy round, clean the kitchen and bathroom, hoover upstairs and downstairs and then chill for a bit. I'm still not feeling right, but it's just uncomfortable more than anything else.
When they come home we've got to go and pick up a bike for little jwil, and get little miss's birthday cake and a few other bits.
It's been blowing a gale here, and next door's trees have been scraping against our window all night. Just another reason for me to be annoyed about them.
I need to get my car insurance quotes this weekend, and sort out some paperwork. I might get extra organised and write my Christmas cards too. I will also try and finish my Christmas shopping. I love having nothing to do but relax in December!"If you can dream it, you can do it". Walt Disney3 -
It's so dark and gloomy I really want to put up the Christmas lights. I'll have to work on DH later. We don't start decorating for Christmas until after little miss's birthday, but I think lights can be part of the celebration 😁😁 The tree and everything else can wait."If you can dream it, you can do it". Walt Disney4
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Lights would be lovely to have up for her birthday 😁Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p14 -
WinterWarrior said:Lights would be lovely to have up for her birthday 😁"If you can dream it, you can do it". Walt Disney3
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I'd definitely do the lights - I am planning to start putting my lights up. I love looking at them on cold winter evenings.
Well done on having xmas nearly sorted. I'm hardly buying for people this year so I am nearly sorted tooAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/253 -
savingholmes said:I'd definitely do the lights - I am planning to start putting my lights up. I love looking at them on cold winter evenings.
Well done on having xmas nearly sorted. I'm hardly buying for people this year so I am nearly sorted too
Glad that you are nearly sorted too. I don't buy for a lot of people, so it's not too onerous."If you can dream it, you can do it". Walt Disney3 -
I managed to get everything done I had planned today, hurrah. I did forget to try and get little miss a black top and leggings for school though so I'll have to try and do that tomorrow. I wish they'd give us notice!
I did go to the pharmacy and get some meds to tide me over until I see the GP.
Little miss says she wants to do parkrun tomorrow as well. I guess she might change her mind in the morning!
"If you can dream it, you can do it". Walt Disney3 -
Sounds like a productive weekend. Hope you feel better soonAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/253
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