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2020 - 'Nothing in your life will change until you make the decision to change'

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  • savingholmes
    savingholmes Posts: 28,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news on the £23. Sorry you've been unwell though. Hope you feel better soon. 

    Good luck with DD's birthday celebrations!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • jwil
    jwil Posts: 21,864 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news on the £23. Sorry you've been unwell though. Hope you feel better soon. 

    Good luck with DD's birthday celebrations!
    Thank you :)
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 21,864 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    DH has just taken the kids out swimming so I've now got a couple of hours.  I'm going to tidy round, clean the kitchen and bathroom,  hoover upstairs and downstairs and then chill for a bit.  I'm still not feeling right, but it's just uncomfortable more than anything else.

    When they come home we've got to go and pick up a bike for little jwil, and get little miss's birthday cake and a few other bits.

    It's been blowing a gale here, and next door's trees have been scraping against our window all night.  Just another reason for me to be annoyed about them.

    I need to get my car insurance quotes this weekend, and sort out some paperwork.  I might get extra organised and write my Christmas cards too.  I will also try and finish my Christmas shopping.  I love having nothing to do but relax in December!
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 21,864 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It's so dark and gloomy I really want to put up the Christmas lights.  I'll have to work on DH later.  We don't start decorating for Christmas until after little miss's birthday, but I think lights can be part of the celebration 😁😁  The tree and everything else can wait.
    "If you can dream it, you can do it". Walt Disney
  • Lights would be lovely to have up for her birthday 😁
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • jwil
    jwil Posts: 21,864 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lights would be lovely to have up for her birthday 😁
    That's my thinking! :grin:
    "If you can dream it, you can do it". Walt Disney
  • savingholmes
    savingholmes Posts: 28,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'd definitely do the lights - I am planning to start putting my lights up. I love looking at them on cold winter evenings. 

    Well done on having xmas nearly sorted. I'm hardly buying for people this year so I am nearly sorted too
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • jwil
    jwil Posts: 21,864 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'd definitely do the lights - I am planning to start putting my lights up. I love looking at them on cold winter evenings. 

    Well done on having xmas nearly sorted. I'm hardly buying for people this year so I am nearly sorted too
    I needed DH to get them out of the loft but they are up now!  It's a nice bit of cheer :)

    Glad that you are nearly sorted too.  I don't buy for a lot of people, so it's not too onerous.
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 21,864 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I managed to get everything done I had planned today, hurrah.  I did forget to try and get little miss a black top and leggings for school though so I'll have to try and do that tomorrow.  I wish they'd give us notice!

    I did go to the pharmacy and get some meds to tide me over until I see the GP.

    Little miss says she wants to do parkrun tomorrow as well.  I guess she might change her mind in the morning!

    "If you can dream it, you can do it". Walt Disney
  • savingholmes
    savingholmes Posts: 28,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like a productive weekend. Hope you feel better soon
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
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