2020 - 'Nothing in your life will change until you make the decision to change'

jwil

I'm doing my end of year update now as not much will change between now and then!

Debts:
1. £8,153/ £0 😁
2. £3,754/£3,580
3.  £1,856/£0 😁
4.  £4,726/£4,654

Total: £18,489/£8,234

Car - £1,000/£0 😁

Mortgage - £108,099.83/£100,977.96

Savings:
LISA: £781.25
Premium bonds £525
Emergency fund: £19.42 
Cash Buffer: £147
House improvement fund: £10

So in total, including the car, I have cleared £11,255 of debt  (largely assisted by a write-off!) and £7,121.87 off the mortgage! 😁👏👏

I am really pleased with that!  

jwil

Also updating the declutter list as if I do anything between now and the end of the year it can be added to next years' list.

Decluttering update. 
  

695. Xmas decoration
696. Work boots
697. Socks
698. Hairband
699. Trainers
700-701. Pens
702-704. Books

Decluttering 2021 totals:

Magazines/papers: 741

Ebay parcels: 340

Other: 704

Total: 1785

Ebay listings: 300

Survey/other earnings:

Amazon: £149

Paypal/cash: £501.62

Other vouchers:£0

jwil

I've decided to start a new diary for the new year.  I hope you'll come over and say hello
https://forums.moneysavingexpert.com/discussion/6322316/2022-moving-forward