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2020 - 'Nothing in your life will change until you make the decision to change'
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Happy donut
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
First proper day off work, hurrah! I've got my GP appointment later, I'm hoping there's nothing in addition to that I already know. I've completed my food diary and typed it up so she doesn't have to read my scrawl on lots of different pages.
I've had deliveries from Iceland and Tesco this morning, so am all stocked up apart from the turkey which I'll collect on Thursday.
The kids and I watched Moana this morning, and now I'm just pottering around until after lunch when I'll drop them to my folks.
It's bin day this week so I'll have to scoot around and make sure I've depackaged all the gifts so I can get rid of any excess packaging. Same with recycling.
Hope everyone has a good day!"If you can dream it, you can do it". Walt Disney4 -
Hope the gp apt goes okay, you are sounding very organised with everything. Our bins full already and only got emptied end of last week.... no idea what I will do with everything at weekend.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...4 -
Thank youNeverendingDMP said:Hope the gp apt goes okay, you are sounding very organised with everything. Our bins full already and only got emptied end of last week.... no idea what I will do with everything at weekend.
Our recycling is weekly, but our rubbish is three weekly, so it would be nice to start with a clean sheet! We don't produce an awful lot of rubbish anyway, but lots of recycling. We'll probably take the wrapping paper etc to the recycling centre. "If you can dream it, you can do it". Walt Disney3 -
Appointment went ok, nothing sinister seems to be happening which is good. I need another blood test to test my kidney function but they couldn't get any blood out of me so I need to book that in the new year when they start doing 'normal' appointments again.
I'm looking forward to a couple of days now where I don't need to go anywhere or see anyone, so the kids and I can just chill out. "If you can dream it, you can do it". Walt Disney3 -
Glad your appointment went well.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/253 -
Also glad that appointment went well
Enjoy your time off I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
savingholmes said:Glad your appointment went well.
Thank you both, it's a relief!beanielou said:Also glad that appointment went well
Enjoy your time off"If you can dream it, you can do it". Walt Disney3 -
Today is a pottering/chilling day. I've got all the bedding in the wash, and I'm going to clean the oven. DH has decided he will get pizza tonight, so I don't need to cook - even better!
I plan on alternating doing some stuff around the house with reading breaks, so hopefully will achieve something.
I've just cashed out £5 from PA, so will send that to the mortgage.
Have a good day everyone."If you can dream it, you can do it". Walt Disney4
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