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2020 - 'Nothing in your life will change until you make the decision to change'

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  • jwil
    jwil Posts: 21,846 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry to hear about OH's job hopefully it results itself soon.  I've always kept a Christmas book and write my shopping list in it.  Then after Christmas  I'd write all the things we didn't open/eat so I'd know it was a waste buying.  I like lists and notebooks 
    Hope you and your family and your readers have a hapoy Christmas and let's hope 2022 is a good one x
    Hope you are keeping well retired, and had a lovely Christmas :)  Definitely hope 2022 is a good one :) 

    I love the idea of a Christmas notebook, I usually write a list, but didn't this year.  Maybe one for next year!
    "If you can dream it, you can do it". Walt Disney
  • savingholmes
    savingholmes Posts: 28,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad things have gone well yesterday and you get to relax today. Ebay sales are also fab.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • jwil
    jwil Posts: 21,846 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Belated Merry Christmas @jwil hope you have THE most relaxing day ever xx
    Thank you :)  I hope you had a lovely Christmas!  

    Glad things have gone well yesterday and you get to relax today. Ebay sales are also fab.
    Thank you :)  It's nice to see things going still.
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 21,846 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I had a lovely relaxing day yesterday, I read a whole book and finished two I'd already started.  I also watched the remake of the Amazing Mr Blunden, which was great, I still prefer the original, but it was a close call.  I plan to watch the original today.

    Today I plan to mix chilling out and getting some stuff done.  I've taken some beef out of the freezer and will make a casserole using up that and the remaining veg from Christmas day.  We finished the turkey yesterday.  That will be all the leftovers used up.

    Still plenty of treats left, but I hope to balance them with eating better generally.  I need to start meal planning again.

    Have a good day everyone :)
    "If you can dream it, you can do it". Walt Disney
  • savingholmes
    savingholmes Posts: 28,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like you had exactly the day you needed
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • jwil
    jwil Posts: 21,846 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yes, it was lovely!  We've done much the same today, just chilling out.
    "If you can dream it, you can do it". Walt Disney
  • beanielou
    beanielou Posts: 95,393 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news on the ebay sales.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 21,846 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    Great news on the ebay sales.
    Thank you :)
    "If you can dream it, you can do it". Walt Disney
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