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What small DFW things will you do w/c 30th December?

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  • Baileys_Babe
    Baileys_Babe Posts: 6,257 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Rolled over from yesterday:
    :snow_grin prepare tomorrows dinner Rolling over
    :snow_grin set up 2020 bills spreadsheet Rolling over
    :snow_grin think about financial plans for 2020 Rolling over
    :snow_grin discuss with OH about making an overpayment to the mortgage Rolling over

    Today I have:
    :) Walked to the shops
    :) Gone shopping and bought what was on the list, only 1 extra thing that was 75% off
    :) Recorded all spends in my shine new spreadsheet
    :) Made bread
    :) Made porridge
    :) Made dinner
    :) Stuck to the meal plan
    :) sorted the 3 Ikea bags of games & puzzles we no longer want in our games cupboard ready to relocate, my sister, a specific charity, charity shop, bin & our box of toys and games for visiting younger children
    :) RM survey, 1 to post and 4 received

    OH worked from home today, which saved us lots of fuel, he worked 9 am - 6 pm, so we haven't seen much of him, he did have his lunch break with us which was lovely.

    I'm out this evening, money budgeted. I'm hoping to find the time when I get back to Pmp etc.

    My list rolled over from yesterday is going to continue rolling to tomorrow.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Well this week has been a DFW bust. Put almost everything on credit card because of big shortfall in wages this month. 500 quid down! And this Having My Card situation (it has been out of use for 2 months) has led me to buy books, a purse on sale, various eats out, things for my DD etc etc etc. I had to make myself put the food shop on my bank card!

    It goes away today and I will be robbing the joint accpunt to make sure all my debt repayments get covered for January. Not a good start to the year or my DFW journey.

    But I have:
    -checked fridge before food shopping and planned to use things up
    -ordered book from library, 75p instead of 6 quid to buy it
    -made sure I bought things for work pack lunches next week
    -forgot cans! Will get some, otherwise I will buy individual ones from the shop at lunch at three times the price
    -been using up Xmas food and drink :-)
    -resisted many many sale items. The purse and a jumpsuit were the only things
    -written down my spends
    -updated my Money Dashboard app. Still not sure if it's useful. My spreadsheet seems better!

    January will be tougher than usual because of the sick pay thing.

    But now it's proven. Just having that credit card back in my wallet sends me crazy. Like it's free money. That stops now.
    PEAK Dec 2019: £24,273 -- NOW Virgin £2377 Markses £681 Halifax £6143 Loan £6696 Family loan £5819 TOTAL: £21,706 -- Paid off: £2308. Target: Jan 2023 LBM: monthly pay but weekly spend doh :o December 2020 target = £18212 and nothing added to CCs AND by paying an extra 20 a month on something I just knocked 8 months off my target date :-)
  • 1LuckyLady
    1LuckyLady Posts: 1,206 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Evening all,
    Well another day at home it was! Spent the day chilling with dh. Ate what we had in (did chicken/mayo wraps for lunch and made a chicken & mushroom risotto for tonight)
    Watched dvds and listened to cds from our stash.
    Day 2 without a spend :) Tomorrow we are eating out as its my mums birthday meal, so I know that will be a spend plus we need milk at the least.

    Take care all,
    Sticking with the "Small things" thread to keep up us on the straight and narrow.
  • Evening everyone
    been a busy day
    returned to work dragging my handbag along the ground lol
    managed another NSD
    fingers crossed possible one more this week
    washing up to date
    bathroom cleaned
    banking checked
    I even managed some ironing lol
    I must start looking at debts etc


    have a great night xxxlppxxx
    debt total £71k AGE 47 TRY TO BE DEBT FREE BY 50
  • returned to work dragging my handbag along the ground lol

    have a great night xxxlppxxx

    Always ALWAYS makes me laugh when you say this lpp :rotfl:

    whoop I made myself go for a run when oh got in from football :dance: (I never go at night but might just start ;) )
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • twiggy86
    twiggy86 Posts: 2,678 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Morning all!

    I actually managed a NSD yesterday!!! (Not counting CC over-payments)

    Today I have/will:
    * Do stretches and foam rolling
    * Check banks
    * Use up end of "old" toothpaste
    * Use £2 reward from bank account to make CC over-payment
    * Make lunch to take to work
    * Turn microwave off at wall
    * Park for free and walk to work
    * Update spreadsheet
    * Check OP/PA
    * Go to gym at lunch
    * Dinner from stores - need to re-consider options as forgot to take chicken out of freezer!
    * Wash hair and let dry naturally
    * Do some more crochet if my order arrives!

    Think that's everything but list seems a bit short today! Hope you all have a good day.
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £6,450.00
    Total paid off - £9,150.89 (58% paid off)
  • ditty1234
    ditty1234 Posts: 2,118 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Hmm feeling antsy as holiday is now coming to an end.
    Make meal plan for next week.
    Go to circuits training w running club.
    Walk into town w boys for a last holiday treat before the madness starts again next week.
    No big plans for weekend, just really want to read.
    Isa help to buy: 1000/3000 33%
    Emergency fund: 100/1000 10%
    Weight loose 8.6 kg - while having fun. 0/8.6 0%
    Focus debt to clear HSBC £10/1111, 0% updated May 25
  • carrielovesfanta
    carrielovesfanta Posts: 2,997 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 3 January 2020 at 1:48PM
    Hey all,

    Checking in from mum's. I'm not feeling too hot... been up all night feeling sick but seems to be clearing a little. Have had some toast although am not going to be able to make much of my Christmas dinner!

    I have had some nice gifts though xx
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
  • ziggy2407
    ziggy2407 Posts: 4,106 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hey all,

    Checking in from mum's. I'm not feeling too hot... been up all night feeling sick but seems to be clearing a little. Have had some toast although am not going to be able to make much of my Christmas dinner!

    I have had some nice gifts though xx

    Hope you feel better soon!
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


  • ziggy2407
    ziggy2407 Posts: 4,106 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 3 January 2020 at 6:27PM
    Hi Everyone

    Today has been a day when I feel I've achieved something (also means I can relax and enjoy this comp win - two nights hotel, breakfast, 3 course meal, wine, afternoon tea):

    Took down all Christmas decorations and tree, now all away in attic
    Sorted Christmas Cards into recycling or crafting
    Deep cleaned lounge and re-instated everything to its rightful place
    Checked Bank & make PAD
    Washing (now an empty basket)
    Ironing (now an empty basket)
    Swagbucks
    Purged a few emails
    Entered a few comps
    All meals from cupboards/fridge/freezer
    Checked: Lucky Bob, PMP, WinaDinner
    Read Library Book (maybe later)

    Catch you all sometime over the weekend.

    C x
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


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