2020 Mortgage-Free Wannabes

MortgageFree2030

#85 back with April overpayment of £800. Over half-way to my target  
Thanks so much!

Dobbibill

#29 back again with another update. 

S/O went over today with the DD so an additional £144.39 OP

taking Aprils total to £197.65

YTD £768.21

Thanks for all your hardwork maintaining the spreadsheet Julicorn

Stay safe everyone

Dobbi

Sistergold

julicorn said:

Sistergold said:

Hello 
Am I able to join this forum, or is it now too late. Want to start making overpayments and I need motivation from others doing the same. 

Regards 

Never too late Just let me know your overpayment goal for this year, and I'll give you a number. 

Thank you.

My target overpayment for this year is £2500 Please if you can allocate me a number that will be great. 

Nichelette

I nearly said morning, then I realised it's the afternoon. Working from home has really messed up my body clock! 

Anyway, #86 here. My regular saver money became available to me this morning so that's another £3700 paid off taking my total to £6433.50 for April. 

Thanks Julicorn!

icklehelen

Popping in to update - something that I haven't done for while! I'm missing the notifications I used to get on the old forum - they kept me up to date and regularly checking in. 
We've had to tone down our overpaying plans until we know exactly how much we have coming in - DH has been furloughed and I am self employed (and unable to claim anything). I'm still hopeful we will be mortgage free ina couple of months time.
Anyway, overpayments:
March £308.97
April £100
Thanks Julicorn

IndiJonesi

#129 logging in with an overpayment of £2000 for April.  What a terrible crisis we are all in the middle of at the moment.  Praying for light at the end of the tunnel.

Thanks Juliecorn for updating

scottishlass

#20 so decided free money (Prolific and Spanish Bank Cash back) will go in mortgage account - even if not having a 0 at the end makes me feel very uneasy.  So on top of the £67.17 already paid for April I have an extra £22.22 bring total for April to £89.39

Suffolk_lass

scottishlass said:

#20 so decided free money (Prolific and Spanish Bank Cash back) will go in mortgage account - even if not having a 0 at the end makes me feel very uneasy.  So on top of the £67.17 already paid for April I have an extra £22.22 bring total for April to £89.39

I'm afraid I would have to add 61p or buy chocolate with £9.39, or round the total in my mortgage account to a round £(nn)n,nn0.00

julicorn

Bizzywizard said:

Hello Julicorn,
I'm a newbie, please can you allocate me a number? Many thanks in advance.
I have been clearing my husbands credit cards and switching to my 0% cards for the last year and will be cleared by this December. I have become little bored of that....so my/our new challenge is overpaying our mortgage. I have started small so just added £42 onto the direct debit and have not missed the extra money. Therefore I have paid £42 each month since February, March &  April £126.00 in total.  I have also just discovered that I can send an extra over-payment so have sent and extra £5 to make sure it works...it will appear tomorrow, hopefully! Once I know this works I will then send more. I have sat calculating all day, so will look to overpay by £1775.00 spread over till December. Not a large amount I know, I just need to get rid the credit cards as a priority!
Mortgage as of today £109,115.14 My mortgage runs Mid April to Mid April.My deal is with Halifax @2.39% fixed repayment to April 2023.
Good luck everyone and stay safe!

Hi Bizzywizard, welcome to the challenge! You've got #135 now

julicorn

Sistergold said:

Thank you.

My target overpayment for this year is £2500

Fantastic, thank you. You're our #136 now