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2020 Mortgage-Free Wannabes

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  • pawlala
    pawlala Posts: 1,431 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #22 reporting total overpayments for December came to £553.51
    Thanks and have a great January everyone!  B)
    Mortgage free I: 8th December 2009!
    Mortgage free II: New Year's Eve 2013!
    Mortgage free III: Est. Dec 2021...
  • Squirrelz92
    Squirrelz92 Posts: 770 Forumite
    Sixth Anniversary 500 Posts Debt-free and Proud! Photogenic
    Amazing overpayments folks!!! Over £900,000 is a monumental amount!!!! Ruddy amazing!!!  :D:D
    Debt Remaining: £8,781.53
    3 Month EF: £1,000/£4,494
    2025 MFW Challenge #9: £999.00/£4,000
  • anna42hmr
    anna42hmr Posts: 2,887 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    absolutely fantastic result for this year, well done everyone


    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • beadyeyes19
    beadyeyes19 Posts: 24 Forumite
    Third Anniversary 10 Posts Name Dropper
    Hello. Beadles checking in. Think I was number 96, not been in for a while!

    I continued to overpay each month by £350 @juliecorn could you add that for me? I think my total for 2021 is £13,850.

    I've changed my job at the start of 2022 and am now self-employed. For the moment, I've cancelled my automatic over-payments as I'll have to see how I go.

    Thanks!
    Initial 2 year fixed Mortgage (July 2019): £158,747 over 18 years. Overpaid £14,250 in Year 1, £13,400 in Year 2. Total mortgage reduced by £40,790 in 2 years. 

    New Mortgage (five year fix at 1.81%): June 2021
    Current Balance (01/06/2021): £117,957 over 14 years. Total overpayment in 2021 of £13,850. Lapsed tracking! Total Owing November 2022: £100,513. February 2023: £97,535. April 2023: £88,739. July 2023: £87,481. August 2023: £85,512. November 2023: £83,053. 

    Original End date: June 2039. Now June 2035. *GOAL* Mortgage Free by 2030.


  • Tartan_Mum
    Tartan_Mum Posts: 227 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 11 January 2022 at 10:54PM
    Hello @beadyeyes19! This is the 2020 thread. Think you were looking for the 2021 thread  :)
    Small OPs are better than no OPs
    Start date - Feb 2018 £231,000 / Apr 2042
    July 2025 £116,950 / Dec 2025
    MFW #60…. Back in for 2025!
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