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2020 Mortgage-Free Wannabes
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#53
My November OP was £511.12
YTD: £2,609.46
Thank you Julicorn2 -
#152 reporting for December's overpayments. £100 for this month and that shall be all for the year of 2020! I have past my goal of £500 worth of overpayments in 4 months so I am very happy. Have a good Xmas everyone and good luck with your overpayments in 2021! xDebt Remaining: £8,781.53
3 Month EF: £1,000/£4,494
2025 MFW Challenge #9: £999.00/£4,0002 -
Hi there, #130 reporting a £250 OP for November. Thank you2021 MFW #130. Target: £300/£25002
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#93 - another £15 overpayment, making £70 for December now. Thanks for all the updating you do. 😊
Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.642 -
#150 paid another £114.84 (so total for 2020 so far is £235.26)
Hi Julicorn, I've just realised that the daily interest keeps affecting my rounding downso I'm making more payments as the interest gets added on. I've only recently had online access, but its quite addictive keeping the number rounded down to the nearest £000. There will be a few more payments by 31st and then I should start getting the hang of it in time for the 2021 challenge. Thank you for running this, its going to be a long journey, but should be much shorter (and more organised) due to this challenge.
"Think of many things, do one"
Mortgage 30 Jul'25 est. £209,749 £309,749 (aiming for sub-£200k next)
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga5 -
#52 checking in for December! I didn't make any OPs in November as had a hefty house repair bill. Decembers overpayment is £1033.44 which means I have hit my target whoop! I really didn't think I could do it. This challenge is great at keeping me focussed and motivated. Thank you for running it Julicorn
01.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
MFW #52 £9000/£120003 -
Hello, number 90 with actual final op for the year of £185. This makes December total of £415. Hope you have a nice Christmas and new year Julicorn and thanks for running this page. I’ll see you all over on the 2021 thread in the new year 🎅SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)4
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Number 67 with final overpayment of the year of £334 for December. Bringing me to a total of 3061 for the year, essnetially 3/4 of target.I have the remaining £1000 tucked away as we're having work done on the house and I wanted to keep it as a buffer just in case it goes over budget, so hopefully I'll be adding it to next years challenge!Thank you Julicorn for running the challenge. "see" you all next year!2021 MFW #35: £6000/£60002
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Merry Xmas 🎅🦌❄️🎄 @julicorn and all you other MFWers. Totally forgot but here I am at the last hour. Finishing up my last Dec OP of £452.63 (Tilly Tidying) making Dec OP total of £1,344.70 and amazed that I've managed to doubled my original £6,000 target to get it to £12,000. My first year doing MFW challenge, hoping for some good results next year. Keep safe everyone. Wishing you all the best and see you all in the new year xxx
Ooops #32MFW 2025 #32 £4,006.43/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000
Save £12k in 2025 #48 £9,600/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000
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#150 paid another £12.05 (so total for 2020 so far is £247.31)
Sorry Julicorn, pesky interest went and messed up my nice rounded figure, so I had to go and pay it down. I suspect there will be another 6 or 7 of these as the interest gets added daily I will be paying it down. Nice to see the point at which it gets lower - probably ages away. Once I reach 1st January it will get less frequent (slightly)."Think of many things, do one"
Mortgage 30 Jul'25 est. £209,749 £309,749 (aiming for sub-£200k next)
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga2
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