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2020 Mortgage-Free Wannabes

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  • Hello, #153 reporting with an OP of £1,300. This is my last OP of 2020, taking me to a total OP for 2020 of £9,300. 

    This is very close to my goal for the year of £10,000 so although I haven't quite met it, I am proud of what I achieved in a challenging year.

    See you on the other side on the 2021 challenge. Thanks Julicorn!!!
    Mortgage free as of March '25!
    £240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
    Mortgage paid off 19 years early.

    2025 MFW #40

    2025 Goals

    Pay off mortgage of £55k for good! - £55k/£55k paid - mortgage free!!!
    Keep emergency fund at £10k - £10k/£10k - goal met!
    Lose 12 kgs - 3/12 kgs lost so far
    Try 1 new activity/experience as a family each month - 0/12 new activities/experiences tried
    Decluttering - declutter 500 items from house and outbuildings - 136/500 items so far
  • hi Julicorn,
    #121
    I’ve been MIA for a while but still managed a few OPs in the last 6 months. The TTs and just a bit of spare cash and the regular overpayments etc really does add up. The total for the last 6 months is £1674.79!! So pleased as I didn’t even realise! 
    Happy new year! 
    MFW #121 
  • #132 here. My December OP was £150 bringing my total for the year to £4,668.80. Thanks @julicorn
  • uzubairu
    uzubairu Posts: 1,207 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Home Insurance Hacker!
    edited 31 December 2020 at 1:26PM
    #79
    Updating overpayments for last two months.
    November = £800
    December = £826.50

    Thank you julicorn.
    Happy New Year everyone! 
  • #93 - another £20 overpayment, taking me to £90 for December. Thanks for updating. 😊
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • varfor
    varfor Posts: 53 Forumite
    Eighth Anniversary 10 Posts Photogenic
    edited 31 December 2020 at 6:05PM
    #112 here for the first time since the summer. I've made an OP of £1013.21 in December to round up to my target. Should be at £2500 for the year now  :) 
    Apologies for doing it last minute!
    2019 MFW #118: 9474/4000 | 2020 MFW #112: 2500/2500 | 2021 MFW #21: 1890/1920 | 2022 MFW #NA: 2180/1920 | 2025 rebuilding emergency fund: 2500/9000
  • anna42hmr
    anna42hmr Posts: 2,890 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi
    number 105 here with my final OP of the year, my usual monthly OP of £215.26 so  year to date of £2583.12.  

    well done everyone for this years challenge and good luck for 2021's.

    Thanks again for running the challenge, it is much appreciated
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • Hi, number 134 with a payment of £2000 for December. Thank you so much Julicorn for running this challenge - its certainly made me stay on track and beat my original goal :) 
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