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2020 Mortgage-Free Wannabes
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#124 checking in with a final overpayment for the year of £485, bringing our total repayments for December to £8,485.
Merry Christmas everyone, and thanks julicorn for all your hard work - see you all on the 2021 thread!Original mortgage: £278,827 (September 2018)
Current mortgage: £0 (15.07.2023)
Original mortgage-free date: September 2033
Current mortgage-free date: July 2023
MFW 2023 #10: £28,909.64/£25,0002 -
Morning everyone,
#110 checking in with a final OP of the year of £925.84 taking me past my target.
Thanks for all your hard work throughout the year Julicorn. Merry Christmas to those who celebrate, Happy Friday to those that don't. See you all next year ready for a new challenge.- Original mortgage end date: March 2041
- Current mortgage end date: Dec 2032
- MFW 2025 #15 £378.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
- Daily interest is currently £4.48
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A slightly late but nevertheless very heartfelt Merry Christmas, everyone!
I hope you have been enjoying the holidays, and well done again for all your fantastic overpayments this year. It's not been an easy year for many of us, which makes your achievements all the more impressive
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Merry Christmas everyone! Last payment of the year: £333.62 for December for #50.
MFW - OP 10% each year to clear mortgage in 10 years!
2019: £16,125/£16,125
2020: £14,172.64/£14,172.64
2021: £12,333.62/£12,333.62
2022: £10,626.55/£10,626.55
2023: switched tactics to saving in a higher interest rate account than mortgage interest rate
2024: mortgage neutral!3 -
Merry Christmas!
#23 here with my last update of the year. A final payment of £279 to bring my overall total to £4669. Not quite the £5,000 I was hoping for but much better than last year.
As always, thank you @julicorn for running this challenge.2025 MFW No:23
MFiT-T7 124 -
#19 checking in late due to a crazy life. I overpaid £181.74 in November and £180 this month. That should bring my total to £2170.15 🥳Mortgage so far: £31,630.01Aiming to be mortgage free by 20243
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julicorn said:A slightly late but nevertheless very heartfelt Merry Christmas, everyone!
I hope you have been enjoying the holidays, and well done again for all your fantastic overpayments this year. It's not been an easy year for many of us, which makes your achievements all the more impressive
Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here6 -
Well done everyone, and keep going - as someone who finally finished the journey this year, it's worth all the effort, and it is very nice to not have the mortgage to worry about.And @Suffolk_lass, belated congratulations from me - life's been busy and i've only been an occasional visitor to MSE recently so missed it, but glad to see you got to the end too4
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#27 finishing off my challenge with an OP total of £34.87 for December.
As ever thank you for arranging this challenge, and onwards to 2021 with renewed vigour!MFW: Was: £136,000.......Now: £47,736.58......3 -
#6 finishing off my challenge with an OP total of £2169.56 and very pleased to say that I have also paid off the mortgage this week so this will be my last MFW challenge.
Thanks so much for arranging the Mortgage-Free Challenge it has been such a help on focusing on our goal over the last 5 years
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