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2020 Mortgage-Free Wannabes

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  • f0xh0les
    f0xh0les Posts: 7,623 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Sorry Julicorn - it was £11.55 + the £70.30 ( so £81.85 total) to bring me up to £1.200 for the year (double my target!!)
    #65
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • bb_queen_
    bb_queen_ Posts: 14 Forumite
    10 Posts
    Hi #142 checking in with an update. The last few months have had to drastically reduce OP's so unfortunately target for 2020 not reached. Can spreadsheet please be updated with payments did manage though for,

    Oct - £21.44
    Nov - £31.19
    Dec - £53.20

    Thanks as always Julicorn and have a fab Christmas & New Year all :smile:  

    Original Mortgage (August 2017): £105,000 - 20 year term
    Current Balance: £71,000.00

  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 13 December 2020 at 2:23PM
    Hi Julicorn, number 90 with a December op of £230.  Think I might have reached my renewed annual target!  Have a lovely Christmas and new year everyone 🎅🥳. OK so got it wrong 🤨 added a payment in twice!  I’m actually on £5216.88 out of a target of £5400.  Hopefully by the 31st I will have reached it.
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • Mortgage_Minimiser
    Mortgage_Minimiser Posts: 338 Forumite
    Part of the Furniture 100 Posts Name Dropper
    #13 checking in for December - another £1,002 OP'd. This bring my total for the year to £7697.29.

    Thanks Julicorn!

    MM
    xx
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • Anagran
    Anagran Posts: 178 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    No 151 

    December £335
  • SandyShores
    SandyShores Posts: 1,970 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 14 December 2020 at 9:00AM
    No. 150 MFW 2020
    Just paid another £34.84 (December)
    Total payments £114.84 for 2020

    I'm pleased with this as I wasn't planning on making any payments, but I've now got online access and have rounded down to £304k :)

    Thanks Julicorn.
    "Think of many things, do one"
    Mortgage 30 Jul'25 est. £209,749 £309,749 (aiming for sub-£200k next)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • Dancingbecky
    Dancingbecky Posts: 31 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Hi julicorn, final overpayments for 2020
    Nov - £500
    Dec - £15,500

    #75 thanks 
    December 2021 - £151,250
    December 2020 - £167,500
    December 2019 - £211,500
    March 2019 - £218,000 moved house
  • OhtobeMortgageFree
    OhtobeMortgageFree Posts: 324 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    #93 reporting another £25 overpayment, taking me to £55 for December now.
    Thanks for updating!
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • bit_by_bit
    bit_by_bit Posts: 1,155 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    #87 in again to report a further overpayment of £435 fro December. This takes me over target for 2020 to £2244.01 and to just under £17500 owed on  the mortgage.  :)
    Thankyou Juliecorn and Happy Seasons Greetings to all my MFW friends.  :)
    Wife, mother, gardener, nurse, Big C survivor. Officially retired at 55 2021 [/b][/b].Mortgage free April 2021Challenges 2024: Decluttering Campaign 32/100 bags plus 0 large items. Make £2024 in 2024#8 £0/£2024 Using my craft stash 0/52 Reading books 0/52 Donations for the CS/washing done from others (in and outs) in 2024 x 10 bags and 0 large items.
  • danby22
    danby22 Posts: 78 Forumite
    Part of the Furniture 10 Posts Name Dropper
     #117
    Have put aside £850 for December - hopefully will top up before the end of the year.
    Thanks Julicorn!
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