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2020 Mortgage-Free Wannabes

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  • #124 with an overpayment for December of £8000. Thanks julicorn. :) 
    Original mortgage: £278,827 (September 2018)
    Current mortgage: £0 (15.07.2023)
    Original mortgage-free date: September 2033
    Current mortgage-free date: July 2023
    MFW 2023 #10: £28,909.64/£25,000

  • miss_undastood
    miss_undastood Posts: 236 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 2 December 2020 at 2:36PM
    #56 here reporting in for December £757.59 - somehow I have managed to hit my target again. I’m so, so excited by this. 

    Thankyou Julicorn for keeping us all in check this year. Your efforts have been greatly appreciated by so many of us. I think having some accountability makes some (including me) set a target and strive to beat it. 

    I can’t wait to smash another target in 2021!! Please can you include me - I’m happy to take a lower number 

    Wishing everyone a safe and happy Christmas 🎄 
    Mortgages Oct 2020: £308,283 Jul 2021 £286,600 October 2022 £253,456 MFW-22 #9 MFIT-T6 #35
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #43 £3.24 from Quidco for first December overpayment, £1827.14 total for 2020
  • Elvie100
    Elvie100 Posts: 110 Forumite
    Tenth Anniversary 100 Posts Name Dropper
    Hi
    #60 here with a final overpayment of the year of £426.94.  
    Thanks!
    L
    Was MFW#60 - mortgage paid off December 2021
  • Jessy103
    Jessy103 Posts: 2,246 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi everyone,

    Hope you are all keeping well.

    No. 12 reporting an overpayment total of £1013.54 for November.

    Thanks 😀
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • Hi Julicorn,
    Number 99 reporting in with overpayments of £719.57 for October and £401.91 for November
    Many thanks again for running this challenge
    MFW2023 challenge #99: £1090.11 / £1,000 MFiT-T6 (Jan 2022 - Jan 2025) challenge #99: Reduce mortgage to £400,000. Current balance = £413,551.19 Initial MF date (23rd Aug 2022): Sep 2051 Current MF date: Jul 2051 Last updated: 15/06/2023
  • #93 with another £10 for December. Was going to save it for the next overpayment, but thought, why hold onto it when it's destined for the mortgage anyway?! 😉
    That's £20 for December now.
    Thanks for updating. 👍🏻
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • Ellie78
    Ellie78 Posts: 195 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    #31 with an OP for December of £620.72.  Thanks Julicorn
    Mortgage - £23,500 remaining
    MFW2021 #8 - £2,519.77/£3,000
    Overpayments: 2020 - £4,722.83 / 2019 - £16,042.00
  • sb29
    sb29 Posts: 52 Forumite
    Second Anniversary 10 Posts Name Dropper
    £750 for #98.
    With that, I achieve my OP target for the year! So happy!
  • becky170
    becky170 Posts: 879 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Hi, no. 7 here with an overpayment of £207 in November and £206 in December, which means I've made my target of £3500 :) Thanks Julicorn for keeping track of us all!
    Mortgage-free wannabe 2025 £571/3000
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