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2020 Mortgage-Free Wannabes
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#157 with £14.40 for Nov so totalling £219.40 for the month. Thanks Julicorn!Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
Emergency Fund Target: 3 months saved ✅
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No72 reporting in to say that I made an overpayment of £250 for November. Just keep on plodding away to get it down and looking forward to see the amount it gets down to at end December.2
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Number 152#
After being paid on the 20th I had quite a bit of money left over to disperse between accounts. I made an overpayment of £147.55 bringing my monthly November total to £200 once more
Many thanks!
Debt Remaining: £8,781.53
3 Month EF: £1,000/£4,494
2025 MFW Challenge #9: £999.00/£4,0002 -
Morning, no 110 checking in with another OP for Nov of £200 making this months total so far £300.Thanks Julicorn
- Original mortgage end date: March 2041
- Current mortgage end date: Dec 2032
- MFW 2025 #15 £378.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
- Daily interest is currently £4.48
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Hi, #130 reporting a £100 OP for October. November to follow soon. Thank you!2021 MFW #130. Target: £300/£25002
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#85
Been a hectic few months, so apologies I have not kept up to date with this. Reporting in for the last few months:
July - £1,051.90
August - £1,000
September - £868.31
October - £0 (Stopped overpaying and started saving towards fees for house move)
November - £0
Thanks again2020 MFW
#85 £9557.76 Overpaid / £7000 Target3 -
#11
reporting £1145 for November please
take care all
lis
#11 MFW 2020 :£14560/£15000
MFW 2019 :£10327, MFW 2018:£6676 , MFW 2017:£6664
Original MF date June 31/Target MF September 21
I can do it!2 -
Hi,
Sorry I am a bit late!
No. 151 Oct £400
Nov £3403 -
Just as a little exercise, looking at the spreadsheet, and discounting all the targets where people have never reported back, we are collectively just under £85,000 under our target and IRO 10% short on the year so far - in 2020 with the year many have had, that is outstanding! Well done everyone!Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here11 -
Hi @julicorn
If you are planning to continue in 2021 can I join please? I've overpaid £2538 in the past 6 months so hoping if i can join it will 'keep the ball rolling'.
Many thanksMFW - 01.10.21 £63761 01.10.22 £50962 01.10.23 £39979 01.10.24 £27815. 01.01.25. £17538
01.03.25 £14794. 01.04.25 £12888
01.05.25. £11805. 12.05.25 £9997 05.06.25 £8898.
01.07.25. £7975 01.08.25 £69683
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