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2020 Mortgage-Free Wannabes
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#43 £7.78 from Quidco for first November overpayment, £1823.90 total for 2020.4
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Hello fellow Wannabes
MFW#136 reporting £460 being OP for November. 🗣
Thanks again JulicornInitial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),Target is to pay it off in 10years(by 2030🥳).MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
Am a single mom of 4.Do not wait to buy a property, Buy a property and wait. 🤓2 -
Sistergold said:Hello fellow Wannabes
MFW#136 reporting £460 being OP for November. 🗣
Thanks again JulicornWell done everyone
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#129 checking in with my final op for this year of £1768.72 taking my Nov total to £1852.52 and my total for the year to £25142.63. Please would you adjust my year end total to £25142.63 @julicorn as I have now reached my max op allowance. We remortgaged in April which allowed for greater op's this year. Thanks to everyone for all the information you provide as it's an education for me. We have an offset mortgage fixed for 5 years and we secured that due to info that I found on these forums. It's an excellent deal for us and much better than what we were originally going to sign up for. This forum is great for motivation too and thanks @julicorn for all the hard work that you do with the updates. All the best Indi.6
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Hi, #30 here with a November OP of £250.
YTD = £1886.42
We have hit the target, but won't change it.
Actually this OP is our daughter's money, which she lends us charging the same amount of interests as our mortgage rate.
Win-win for us and for 9 y.o. bookkeeper5 -
Hi,
No 122 here. Sorry I got locked out of my account and have tried numerous times to reset password with no luck until tonight! I o'ped my full amount of £3300 this year. Don't mind what way it is recorded. Thanks Julicorn and apologies for the long absence!!April 2021: Total debt £16016
Goal: Dec 21: £120004 -
Hello all,
I hope everyone is doing well currently. My food bills always seem to skyrocket in Lockdowns, must try harder!
#97 with an OP for November of £142, taking my yearly total so far to £2,829.09.
I'm feeling confident that I'll reach my target next month, and also a little extra to get me into the £170s!!
MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
2021MFW #97 OP Goal £296.36/£3000
2020MFW #97 OP Goal £3104.09.09/£3000
2019MFW #109 OP Goal £1024.99/£10003 -
Hi, number 105 here with November's OP can you put me down for my usual £215.26 please, which takes me to a year to date of £2367.86.
well done everyone on their OP's looks like its been another great year.
Hope to take part in next years challenge if you decide to run it again, can't believe we are nearly in December already
good luck everyone for the rest of their OP's this year.MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..4 -
#93 - £10 overpayment - £230 in November now.
Thanks for updating as always. 😊
Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.642 -
#31 checking in. Decided to add £500 to the mortgage instead of sending it to savings. Total for November now £915.60.
And we've dropped down into the 27's! (just)Mortgage - £23,500 remaining
MFW2021 #8 - £2,519.77/£3,000
Overpayments: 2020 - £4,722.83 / 2019 - £16,042.006
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