📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2020 Mortgage-Free Wannabes

1…165166168170171…183

Comments

  • SandyShores
    SandyShores Posts: 1,970 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    #150 here yet again.  I made another £20 payment this afternoon.  Mr Shores had a bit of overtime today, so divvied it up amongst the savings accounts.  Can't believe there's been a total of £80 overpaid already by us.  I need to get my online account sorted so I can see what difference has been made (I know it won't be much but it must have brought our MFD at least 1 day closer :smiley:
    "Think of many things, do one"
    Mortgage 30 Jul'25 est. £209,749 £309,749 (aiming for sub-£200k next)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • Suffolk_lass
    Suffolk_lass Posts: 10,306 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    SandyShores said:
    #150 here yet again.  I made another £20 payment this afternoon.  Mr Shores had a bit of overtime today, so divvied it up amongst the savings accounts.  Can't believe there's been a total of £80 overpaid already by us.  I need to get my online account sorted so I can see what difference has been made (I know it won't be much but it must have brought our MFD at least 1 day closer :smiley:
    It's a magic snowball - that is £80 capital you will never have to pay interest on
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • SandyShores
    SandyShores Posts: 1,970 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Thanks Suffolk_lass I never thought of it like that.  :smiley::smiley:
    "Think of many things, do one"
    Mortgage 30 Jul'25 est. £209,749 £309,749 (aiming for sub-£200k next)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • Nichelette
    Nichelette Posts: 2,126 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi,

    No.86 here. Can I please add £669.46 to November. 

    Thanks :)
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • Sandyra
    Sandyra Posts: 293 Forumite
    Tenth Anniversary 100 Posts Name Dropper Cashback Cashier
    #32. £200 additional OP for November making it a grand total of £1093.82. Thanks julicorn x

    MFW 2025 #32 £4,926.23/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000

    Save £12k in 2025 #48 £11,200/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000

  • lalamb77
    lalamb77 Posts: 91 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Hi No 80 here with an update for the past few months:
    Oct Total - £100
    Nov total - £1450
    Thank you so much!!
  • OhtobeMortgageFree
    OhtobeMortgageFree Posts: 324 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    #93 here with another £10 overpayment - taking me to £220 for November.
    Thanks for updating. 😊
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • IndiJonesi
    IndiJonesi Posts: 505 Forumite
    500 Posts Fourth Anniversary Name Dropper Photogenic
    @OhtobeMortgageFree I hope the extended walking with your 2yo is going well?  I contacted my Building Society to ask how much I had left of my overpayment allowance for the year and they were unable to provide me with an accurate amount as I have paid in so many small amounts.  I've transferred in almost daily amounts of anything between £1.70 to £2.50 which I've saved on travel and vending machine avoidance.  It's all too much for them to count and they are going to answer my query in writing!  Looking after the pennies and the pounds take care of themselves, without a doubt.
  • regularsaver
    regularsaver Posts: 156 Forumite
    Eighth Anniversary 100 Posts Name Dropper
    Hello all, 

    #133 here with Novembers OP of £22.97. Thanks all. 
    MFW - #133 - 2020 Challenge - £1230.67 / £1159
    MFW - #133 - 2021 Challenge - £1328 / £1270
    MFW #56 - 2022 Challenge - £325.35 / £1296
    Mortgage began Jan 2019 - £115,900
    Mortgage Currently            - £105,160
  • ldee2111
    ldee2111 Posts: 1,043 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Is a MFW 2021 challenge set up yet? Would like to join in please 🙂
    NST 🐢 & MF before 40 🤸
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture