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2020 Mortgage-Free Wannabes

17374767879183

Comments

  • Hi,
    #5
    Just catching up with the finance spreadsheet and have moved £300 OP over to the mortgage.
    Julicorn, please can you add this to the spreadsheet.

    Thanks, as always,

    MIB x
    MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k
  • Sistergold
    Sistergold Posts: 2,146 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    julicorn said:
    Thank you.
    My target overpayment for this year is £2500
    Fantastic, thank you. You're our #136 now :)
    Thank you Julicorn
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • Miss Pinky here again. (number 15)
    I have had a refund from one of our holidays so put that straight to the mortgage as an overpayment so another £1000 towards my total, this is a TOTAL of £1500 
    Thanks Julicorn!
    Miss Pinky xxx
    MFW #15
  • Many thanks Juicorn!
    So my extra £5 arrived in the mortgage account after 2 days! So as of next month, myself and DH will finally be to overpay. January next year will be far larger sums.

  • Elvie100
    Elvie100 Posts: 114 Forumite
    Tenth Anniversary 100 Posts Name Dropper
    Hi all
    #60 here with an overpayment of £420.06 for April.
    Thanks!
    L
    Was MFW#60 - mortgage paid off December 2021
  • weenemo
    weenemo Posts: 45 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    edited 18 April 2020 at 9:48PM
    Hello,
    number 54 reporting in after being AWOL all year.
    Jan: £550
    Feb: £550
    Mar: £550
    Apr: £15050 As a result of a glut of banks dropping their interest by far, far more than the reduction of the base rate, decided to have a clear out 

    year total so far: £16700
  • Morning.
    Stuck another £10 on to the mortgage yesterday. Just wanted cheering up again and have saved money on not drinking alcohol since lockdown. Brings total up to £61.58 for April.
    Thanks so much Julicorn.
    Bb #82
    Jan 2019: £211,500
    September 2020: £197,600
    Target: mortgage free by 2032
  • julicorn
    julicorn Posts: 2,673 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    weenemo said:
    Hello,
    number 54 reporting in after being AWOL all year.
    Jan: £550
    Feb: £550
    Mar: £550
    Apr: £15050 As a result of a glut of banks dropping their interest by far, far more than the reduction of the base rate, decided to have a clear out 

    year total so far: £16700
    Thank you for the update, and congratulations on reaching your goal as well! Let me know if you want it increased. 
  • scottishlass
    scottishlass Posts: 1,972 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 19 April 2020 at 8:51AM
    #20 so decided free money (Prolific and Spanish Bank Cash back) will go in mortgage account - even if not having a 0 at the end makes me feel very uneasy.  So on top of the £67.17 already paid for April I have an extra £22.22 bring total for April to £89.39
    I'm afraid I would have to add 61p or buy chocolate with £9.39, or round the total in my mortgage account to a round £(nn)n,nn0.00
    No your right I can't do it - annoyed that Spanish bank has a minimum £10 charge though (but my free cashback from Spanishbank has hit) and that along with my PiggyBank change from Monzo would allow me to get it down to a 00 (however a number ending nnn,n50.00 looked better than a nnn,n60.00 so now need to find an extra free £5 and a few pence to make it up) but lesson learnt always end in 0.00 as it definitely makes me feel better (I was so excited the other day when I managed to get all my pots and current account in Monzo to all end in 0s)

    So thats another 27.78 for April
    @julicorn bringing total to £117.17 (thank you)
    2020 Mortgage-Free Wannabes #20 £1495.03/£2760 OP
  • f0xh0les
    f0xh0les Posts: 7,769 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    How very tidy we all are! -  I always end on a 00 unless I can end on a  straight run for a laugh.
    4/10/25Three Years Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
    No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
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