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2020 Mortgage-Free Wannabes
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taka said:f0xh0les said:Ooooh @taka !! That is so ridiculously exciting! What lovely news during a rubbish time. Congratulations.Thank you! £49.85 confirmed as the payment and now sent so... I'm mortgage free!#51 £115 for August (£4711.30 for the YTD) = MORTGAGE FREE!Next challenge... save up the cost of getting the mortgage related standard security on my property removed (a separate step involving a solicitor and their fee in Scotland
) . Can I stay for the rest of the year to save up for this? £360 is hopefully enough so that is my challenge between now and the end of the year!
Brilliant news taka - congratsI’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.3 -
julicorn said:That is absolutely fantastic news, congratulations!
And yes, of course you canI've just increased your target accordingly.
Dobbibill said:Brilliant news taka - congratsThank you both!Somewhat ironically I'm now thinking of moving... prob not until next year though. I'd love to have a private garden, even if I could only afford for it to be postage stamp sized. Need to get Dad's estate finalised 1st before I know what sort of budget I could possibly have to play with and whether it is remotely feasible as my city's property prices are horribly high... That and I need time to declutter my flat within an inch of its life!Mortgage free as of 12/08/20!
MFiT-5 no 45You can't fly with one foot on the ground!4 -
Congratulations, taka!I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £205
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Hi,
Lovely to hear of such amazing progress.
We’re ticking along... £100 August OP paid.
thankyou,
MIB xMFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k6 -
Hello! #130 reporting in with a £600 OP, which for ease can just go against August. Thank you!2021 MFW #130. Target: £300/£25005
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Hi #61,
please update over payment for August of £505.53.
This take us into 67k sooo pleased. Things didn’t seem to move much for many years but as mortgage reduces over payments definitely speed things up. Saying this every little helps.
thanks for updating.5 -
#151 update
July £150
Aug £2004 -
Wow Taka.
Wel doen to you. Such FAB news.Wife, mother, gardener, nurse, Big C survivor. Officially retired at 55 2021 [/b][/b].Mortgage free April 2021Challenges 2024: Decluttering Campaign 32/100 bags plus 0 large items. Make £2024 in 2024#8 £0/£2024 Using my craft stash 0/52 Reading books 0/52 Donations for the CS/washing done from others (in and outs) in 2024 x 10 bags and 0 large items.3 -
Good morning all you MFWs!#136 here with £499.42 OP for August so far.Thanks @Julicorn you are truly an Angel for doing this great work which keeps us all motivated!Also everyone please keep all your stories of overpayments and paid off mortgages coming along as it’s really inspirational! Keep it up!XxInitial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),Target is to pay it off in 10years(by 2030🥳).MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
Am a single mom of 4.Do not wait to buy a property, Buy a property and wait. 🤓4
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