2020 Mortgage-Free Wannabes

jomoon

julicorn said:

jomoon said:

Hi, I know we're over halfway through the year, but could I join?  If so, my target would be £500 over the remainder of this year, thanks

Of course, and welcome to the challenge! You've got #155 now. 

Brilliant - thank you, really looking to the challenge, have just changed to a new broadband deal, so that's already £20 towards next month's OP. 

soapy50

No 125 reporting - Well after a break of approx 5 months and a bit of Job uncertainty I'm back on it! First £80 over payment paid last week 😁 Am I OK to report weekly or does it have to be monthly x

julicorn

soapy50 said:

No 125 reporting - Well after a break of approx 5 months and a bit of Job uncertainty I'm back on it! First £80 over payment paid last week 😁 Am I OK to report weekly or does it have to be monthly x

Welcome back! You can update as often as you like, but if you could always give me your total for the month too, that makes my life a lot easier  
E.g., for the next payment, you might say 'just made a £90 overpayment, so that's £170 total for August so far' - saves me having to guess whether it's £170, or if £90 is your new total, or if the £80 was technically counting towards July, or..... so many possibilities  

OhtobeMortgageFree

#93 with another £10 for August, which makes £240 for the month so far.
Thanks for the updates!

KP74

I have hit my 10% OP target for 2020.  £3733 feeling really good 😀

FtbDreaming

Ooh any chance I could join? I completed on my house today. I have a mortgage of £69,700 and would like to OP by £2,000 by the end of the year! 

julicorn

FtbDreaming said:

Ooh any chance I could join? I completed on my house today. I have a mortgage of £69,700 and would like to OP by £2,000 by the end of the year! 

Hi, of course you can! Welcome to the challenge You're our #156 now.

FtbDreaming

Oooh fabulous Ive just made my first ever overpayment of £50 for august so that I have something to contribute as #156

Ive been on the calculator and if I overpay by £250 a month it’ll bring the mortgage down to 12 years with no effort at all. So that will be my target for the first year whilst I do DIY too. So so exciting!!! 

OhtobeMortgageFree

#93 with another £10 for August, to take me to £250 for the month.
Thanks for updating!

Suffolk_lass

FtbDreaming said:

Oooh fabulous Ive just made my first ever overpayment of £50 for august so that I have something to contribute as #156

Ive been on the calculator and if I overpay by £250 a month it’ll bring the mortgage down to 12 years with no effort at all. So that will be my target for the first year whilst I do DIY too. So so exciting!!! 

How I wish I had been that savvy when we started our house-buying journey! - Small, bigger, biggest, smaller - nearly finished