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2020 Mortgage-Free Wannabes
Comments
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#110 checking in with an OP of £783.20 for August
Please could you increase my target for the year to £8.5k instead of my original £6k target
Thanks Julicorn- Original mortgage end date: March 2041
- Current mortgage end date: Dec 2032
- MFW 2025 #15 £378.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
- Daily interest is currently £4.48
3 -
#93 with another £10 after tidying up my accounts...taking me to £260 for August now. I'm not quite where I wanted to be with overpayments this year but we have managed to put aside £10,000 into savings since the start of the pandemic in case of job loss, so I'm OK with the mortgage not being paid off yet...! (For now anyway! 😂)Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.647 -
#61
hi, can I add an additional £500 overpayment for August bringing August total to £1395.53.
Can I also up my target to £7500 for this year which for first time ever will mean we’ve been able to pay off the allowed 10%.
thanks for updating.
4 -
Hi #69 here to log £1018.07 OP for Sept (just been paid and being eager!)
Total OP this year £8053.31
thanks Julicorn
MFW #69 Mortgage remaining Jan 2021 £221,644; Jan OP £1000;3 -
Hi #145 confirming over payment for August of £104! its amazing how much we have all over payed as a group so far this year! now starting to get used to the over payment amount, and don't miss it at all at this moment, still have other saving goals running alongside this that are working well, and the wife has been back to work finally as well
thank you JulicornMortgage balance £131,843.22
Standard term left 19y 6m (finish in 2040!)
over payment target for 2020 = £700
term left with over-payments 16y 5M
Mortgage neutral account = £2236.00 4 -
#53
I have just paid off a sub account and it feels so good! Only 3 more of them to go. Felt weird not overpaying for a while as I built up my emergency fund a bit, but things are more settled at work now so killing off that sub account was a treat!
August : £601.81
Year to date: £1,811.79
Thanks Julicorn 5 -
#117 - Added £650 taking the total for August to £1500. Thanks Julicorn for your efforts!
3 -
#148 reporting an overpayment of £600 please. thanks xAug 24 - Mortgage Balance £242,040.19
Credit Card - £8,141.63 + £4,209.83
Goals: Mortgage Free by 2035, Give up full time work once Mortgage Free, Ensure I have a pension income of £20k per year from 20353 -
Morning all, #141 reporting an additional overpayment of £500, bringing the total for the month to £1400.30.Thanks for updating as always @julicorn.MFW 2022 #38 - £1389.05 / £15000
MFit-T6 #18
Mortgage (30yrs): Feb 2019: £280k, May 2020: £267k, Jan 2022: £311k
Goal: Mortgage free in 15 years – 20354 -
Pay day for my husband and I! So I've tidied our accounts up and have overpaid another £15...taking me to £275 for August. (#93)
Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.644
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