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2020 Mortgage-Free Wannabes

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Comments

  • Hi Julicorn, 

    Number 99 here checking in for July and August with overpayments of £885.39 (July) and £459.45 (August).

    Thanks again for running this wonderful challenge!
    MFW2023 challenge #99: £1090.11 / £1,000 MFiT-T6 (Jan 2022 - Jan 2025) challenge #99: Reduce mortgage to £400,000. Current balance = £413,551.19 Initial MF date (23rd Aug 2022): Sep 2051 Current MF date: Jul 2051 Last updated: 15/06/2023
  • Hey Julicorn, thanks again for updating everything!
    #131 checking in with a September OP of £300
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Barny1979 said:
    #43 £10 paid off from a refund. £1778.10
    #43 £3.58 paid off from Quidco £1,781.68
  • Hi Julicorn

    #56 reporting in with a September overpayment of £995.46 - helped with taking some money out of PayPal and a partial overpayment to enable a rate switch. Roll on October when my rate drops and I will continue to syphon off what I used to pay. I think it will save me about £400 a month so expect bigger overpayments going forwards :)
    Mortgages Oct 2020: £308,283 Jul 2021 £286,600 October 2022 £253,456 MFW-22 #9 MFIT-T6 #35
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi Julicorn, 

    Number 99 here checking in for July and August with overpayments of £885.39 (July) and £459.45 (August).

    Thanks again for running this wonderful challenge!
    Hi pinknsparkly, thank you for the update and well done on hitting your target! Would you like me to increase it for the remainder of the year or leave it as is?
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi, no. 70 reporting an OP of £250 for September.  Thanks julicorn.
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • #93 kicking off with £270 for September. 😊Thanks for the updates!
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • FtbDreaming
    FtbDreaming Posts: 1,127 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    edited 2 September 2020 at 8:23AM
    #156 just made my first September overpayment of £200.57! Not sure when the interest goes on but when it does I’ll be making some more OP this month. 
    Mortgage started August 2020 £69,700
    Mortgage ends Aug 2050 MFW: Aug 2027 
    Current Balance: £58,678
    MFW2020 #156 £723.13
    MFW2021 #26 £1184.71
    MFW2022 #11 £197.87
    MFW2023 £785
    MFW 2024 £528.15

    Determined to make it! 
  • Sandyra
    Sandyra Posts: 293 Forumite
    Tenth Anniversary 100 Posts Name Dropper Cashback Cashier
    #32 here!
    Beginning of the month means Mortgage OP - £578.39 for September, I may be back to round off my figures in the month. 
    Thanks julicorn  <3

    MFW 2025 #32 £4,926.23/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000

    Save £12k in 2025 #48 £11,200/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000

  • Hi (No 73 here)
    Please add £200 for Aug
    Thanks Julicorn
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