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2020 Mortgage-Free Wannabes

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Comments

  • lindez
    lindez Posts: 643 Forumite
    Sixth Anniversary 500 Posts
    #37 reporting £95.79 for September please. We think we might pay off the mortgage completely next month as we have a bond with the same BS that matures in October and is rather surprisingly, more than the outstanding mortgage
    Well done xx
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
  • #150 checking in after a long absence and nothing paid off yet.  We've had the house a little over 2 months now, so it has been great to see two payments go out and know that we have paid around £1800 off the principal.  We are definitely getting the garden done this year, which will mean dipping into the savings and cashing in the premium bonds.  Spending out on the house and now the garden feels like it goes against all the money saving we've done over the past years.  But it feels the right thing to do.  I need to get a wiggle on and get online mortgage access sorted - I know once I can actually see the amounts getting paid off, it will give me the motivation to do a round up - even a few pounds a month.

    Well done Suffolk_lass, I remember being in that position with our loan and credit card debt and it was a good feeling, it must be amazing to be paying off your mortgage.  I will get there one day :smile:
    "Think of many things, do one"
    Mortgage 30 Aug'25 est. £209,500 £309,749 2020 (current ends 2038)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • Bored
    Bored Posts: 390 Forumite
    Part of the Furniture 100 Posts Name Dropper Debt-free and Proud!
    After a 6 month hiatus to beef up the emergency fund, I am finally back to making mortgage overpayments!  #119 reporting £600 for August - hopefully that should see me back on track to reach my 2020 goal. :smile:
    2023 Mortgage-Free Wannabe #19: £11,675.68/£13,000
    Mortgage Overpayment Total: £22,397.1
  • #55 Please can you put me down for an additional £300 OP for September  :)
    Aiming to early retire December 31st 2026.
  • Elvie100
    Elvie100 Posts: 110 Forumite
    Tenth Anniversary 100 Posts Name Dropper
    Hi
    #60 with an overpayment of £450 for September.
    Thanks
    L
    Was MFW#60 - mortgage paid off December 2021
  • Hi there!
    #30 
    finally I am able to make an OP after 2 months of saving. I had to save a lump sum of at least £500 to be able to choose to reduce the term instead of the future monthly payments.
    So, today's OP is £615.50 for me, which also helps to jump over the £20K of my Current Total OPs!!! It's just amazing feeling that I have the mortgage balance less by £20K than it should be... I am really glad I started to overpay the mortgage 5 years ago!
    Thanks Julicorn as usual!!!
    P.S. YTD OP = 1,436.42
  • Hetta
    Hetta Posts: 17 Forumite
    Fourth Anniversary 10 Posts Name Dropper
    Morning all, 
    Hope your week has been going as swimmingly as mine as been. #141 checking in with an OP of £397.24 for the month of September. Thanks for updating as always @julicorn
    MFW 2022 #38 - £1389.05 / £15000
    MFit-T6 #18 
    Mortgage (30yrs): Feb 2019: £280k, May 2020: £267k, Jan 2022: £311k
    Goal: Mortgage free in 15 years – 2035
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #43 £7.31 paid off from Quidco payment.
  • Lee76
    Lee76 Posts: 397 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hi, #106 here. Couple of months to update:
    August - £394.06
    September - £394.06
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