2020 Mortgage-Free Wannabes

julicorn

Accountant_Kerry said:

#148 reporting an overpayment of £600 please. thanks x

Hi there, thank you for your update. Just to check, is this in addition to the £600 you posted about earlier this month (so £1,200 total for August)?

Barny1979

#43 £10 paid off from a refund. £1778.10

anna42hmr

Hi,  number 105 here, been mia for a while but thankfully have been able to continue with my normal monthly OP's.  Please can you put me down for £215.26 for each of the last four months i have not reported them (May, June, July and August).

This takes me to year to date total of £1,722.08 and a very pleasingly have now OP'd £25K since i started the mortgage overall since 2015

well done everyone on the op's so far

x

Tartan_Mum

Hi Juliecorn
In a final push I managed to OP another £300 this month (a total of £3731.32 for August) 
Thanks again for hosting this, it totally motivates me! x

Hettyhound

Hi Julicorn,  number 90 here.  I’ve just made an overpayment of £300 taking August to a total of £890!  Slight cheat really as we have been paid early due to bank holiday Monday but it will save me a few pennies at the bank 😁

julicorn

Hettyhound said:

Hi Julicorn,  number 90 here.  I’ve just made an overpayment of £300 taking August to a total of £890!  Slight cheat really as we have been paid early due to bank holiday Monday but it will save me a few pennies at the bank 😁

Looks like you've hit your target, congratulations! Would you like me to leave it as is or increase it for the next few months?

Cortinaa_GTR

MFW # 154 checking in a trifle early with Sept OP of £273.00
Last month's OP meant the mortgage provider reduced my monthly amount (which I didn't want) so I've now had to create a fixed monthly OP to take my payment back to what it is! Not sure if I should be counting that as an additional OP or not. 

bigbeff

Another £50.07 for me today, taking me to 599.39 for this month Not as much as I would like, but every little helps!

Young_worker

Hi all, no 134 here with a payment of £7k in August (the £2k normal one plus used £5k savings which were earning less than the mortgage rate). This has definitely got me motivated Thanks Julicorn

f0xh0les

Cortinaa_GTR said:

Last month's OP meant the mortgage provider reduced my monthly amount (which I didn't want) so I've now had to create a fixed monthly OP to take my payment back to what it is! Not sure if I should be counting that as an additional OP or not. 

Absolutely count that as an additional o/p!  I would. They want you as a customer for as long as possible, you are shortening your time with them by o/p-ing and having to create a new fixed monthly o/p.   Well done on noticing their cunning ploy to keep you with them.  Just make sure it does not take you over any 10% o/p limits, or whatever your product has.