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What small DFW things will you do w/c 25th November?
Comments
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TryingAgain2022 wrote: »
Any thoughts? I spend too much on coffee, but it's my only me time. It's not the drink really, it's the escape. What do other people do to get away from it all for an hour?
I go through times when I'll make a mocha each morning (or an irish coffee later on in the day for a few days running to use the cream!) and I have a great travel cup. It's a steel double insulated one (which incidentally I picked up at the bootfair for 50p nearly 5 years ago. Best purchase ever!)
I go for a walk each day and some days will take a coffee with me.
Or I'll have a hot bubble bath, music, a good book & lock the door
I also spend far too much of my life sewing
Those are things I do for me that are free/very minimal costDF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
Ziggy - Sorry to hear your Mum isn't well. Am thinking of you - I know from experience just how stressful it is when elderly parents become ill x
Agree with DNMS re free ways to unwind for an hour or so. Coffee shops are lovely if you can afford them, but visits there soon add up if you are not budgeting for this expense & over the year, it can amount to a decent wodge which could have been used to pay down a debt. We do still go to coffee shops, but the money has to come from our monthly Personal Spends allowance (currently £60 for each of us each month, although it may increase a bit imminently) which is dished out very much on a 'When it's gone, it's gone' basis. We often take a flask or our portable coffee mugs & sit sit out somewhere nice for a peaceful few minutes & drink. That's the free option. In summer, I've also sat in the market square & watched the world go by while drinking coffee from my thermal mug which I brought with me. Before the LBM, we spend an absolute fortune on coffees & lunches out in cafes all the time. It becomes a habit, simply because it's nice & we think we deserve it. That maybe so, but can we afford it?
F2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)0 -
Hi Everyone
Thanks for all your well-wishes for mum, back to GP tomorrow but she needs to remember she's 85 not 25 and can't/wont shake things off as easily
Not much achieved again which is frustrating me at least the majority of mums Christmas shopping is here and I now just need to wrap it all then I can think about ours. Had to pop to mums with some dilute juice and she's no better, I'm also frustrated (and hurt) by the fact that she's told my brother not to visit as she doesn't want him getting ill (he visits one evening a week and does nothing) - blummin families
DS still ill and sent home again from college. Today went like this:
Checked Bank & made PAD
Hairdresser @ home
Swagbucks (easy SWAGO board available)
Purged a few emails
Entered a few comps
All meals from cupboards/fridge/freezer
Checked: Lucky Bob, PMP, WinaDinner
Read book
Night all!
C xGoodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520 -
A big hug to you Zigs. You are a wonderful daughter xDF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
Just want to report an incidental NSD day. Had to refuel car, but had to do that to get to work.
Not much else going on.Isa help to buy: 1000/3000 33%
Emergency fund: 100/1000 10%
Weight loose 8.6 kg - while having fun. 0/8.6 0%
Focus debt to clear HSBC £10/1111, 0% updated May 250 -
Morning
been up for a couple of hours now! Made a pattern template for baby bag I'm making and tidied up in that time. Used the light therapy box while I was doing it 
Today:
* TOMM
* take dog for long walk
* iron and cut out fabric for bag
* finish kimono I'm making as gift for bff
* might muster courage to go through cc statement...
* take zip out of coat I'm repairing
* madam has friend for sleepover tonight. Will ask oh to pick up pizza and popcorn on way home
* make raspberry crumble sponge for girls
* fold and put away yesterday's washing
* read book & soak in bath tonight. Might even do a pamper session
ok think that's me. Have a good day!DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
Morning Frugalistas,
Am about to go & put a colour on my shocking roots, but have just enjoyed a little catch-up with what you've all been doing. I must set December's budget too. I started it, but it was quickly overtaken with other big financial stuff which required swift attention so I will be back at my desk later with the trusty free calculator.
A very cold night here. Icy cars. I've taken some chicken soup out of the freezer for my lunch as I'm anticipating I'll need warming up by then.
Stay warm all,
F x2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)0 -
Morning all

Plan today is to continue to get stuff out of the house, though on a much smaller scale than yesterday's epic freecycle session
I have an ebay sale to pack and post Will pack in a minute
Go through kids' toys and put away stuff that GD is too old for / GS hasn't grown into yet. And have a cull of anything broken or of no interest to them while I am at it. Not yet
Clear out a kitchen cupboard and wipe it down. There is at least one mug that I don't like in there. Nothing wrong with it, someone else will like it. See if anything else in there can go with it into the CS bag, which currently contains a picture and an unloved toy Done
Take some items to sales unit this afternoon when OH comes back from his meeting with the car. Done
Other than that:
Had HG fruit from freezer with breakfast Done
Fold dry washing from airer and transfer to airing cupboard, fold airer and put it away. Done
Some more cleaning (still prepping for visit from fussy rellies) Spent the evening so far blitzing the kitchen, just waiting for the previously murky space under the boiler cupboard to dry so I can put the wine rack back. OH is out so I put some music on, makes cleaning more bearable!
Add to shopping list as I think of things we will need for the coming week, which will be a busy one with lots of visitors Ongoing
Lunch will be leftovers Done
Dinner will be pesto pasta, needs to be quick as OH is going out again at 6.15. I have home made pesto in the freezer made from my basil plantation back in the summer. It doesn't take long to defrost.
Done
Read meters and input readings to new energy company's app. Very easy!
DD appeared with the futon she promised to lend me as she had asked me to have GD stay over when I had already agreed that my brother could stay over after his works do, which is in our little town for some reason. Not sure why, as his workplace is in another town which is just a short hop away from lovely local city which has far more choice than Wethersp**ns and a couple of takeaways :huh: Anyway, I now have a futon lodged in my narrow hallway. Must shift it in a minute!
0 -
My last check in this week.
Check banking
Pay Himself's credit card bill. He's hopeless with internet banking
Post "elf" reports to the two wee ones. It'll encourage them to behave until Christmas and their mother said they loved them last year.
Give advent calendars to wee ones
Post our postal votes
Post parcel for the Boy
Sandwiches for lunch
Finish the two remaining potatoes baked for dinner
Make sandwiches for train
Few last minute fresh things to buy for taking down (treats for a friend who can't buy them where he lives)
Get actual cash to take with us
Make sure we have train tickets
Phone my nephew tonight.
See you all in a couple of weeks.Have adventures. laugh a lot and always be kind.0 -
Good morning all!
A beautifully bright and frosty start here in the NW. I love this type of weather. Apparently it's set fair for most of the week.
Very very lazy day yesterday. Didn't really move from the couch and both of us got engrossed in some mobile word game. Suffice to say i am better than OH, although it feels like a hollow victory as he is dyslexic.
The new dehumidifier seems to be working lovely. I don't know how accurate the humidistat is, but it said we were at 82% humidity when I plugged it in :eek: It's down to a more reasonable 61% now and a full tank of water was removed at about 8 last night. This house is so damp. I don't know why as I do open the windows whenever I can and we always open the bathroom window when we shower. I think it's just old and not well sealed/insulated. Either that or I am too damn moist :rotfl:
Today we have to move about more. Here is the list:
:heartpuls B/L/D from stores - done
:heartpuls Make up some ore face/body scrub from my coffee grounds - done
:heartpuls Write shopping list - done
:heartpuls Enter code from yogurt into website - done
:heartpuls Check PMP - done
:heartpuls Do big shop - done
:heartpuls Sew up toe on sock and sew in all ends (lots of ends as they are stripy!!) - done! Now in the wash!
:heartpuls Check yarn supplies for my uncle and aunt's Christmas present - done
:heartpuls Take sofa throw to the launderette (far too big for the washing machine here) - done. Total cost £9.20 but it's worth it! In the summer I can peg it outside but it's thick, heavy cotton and won't dry in the winter
:heartpuls Washing away (how do 2 people make so much?!) - done
:heartpuls Loaf of bread in bm - done
:heartpuls List suit on ebay
:heartpuls Plant bargain reduced bulbs - done
:heartpuls Sweep up leaves and trim back holly on path - done
:heartpuls Dusting that I didn't do yesterday
- done
:heartpuls OH gigging - done
:heartpuls Print instructions for special crochet use up project - done
:heartpuls Early night for me - done
Have a good one all
clf xLBM 11/06/2010: DFD 30/04/2013Total repaid: £10,490.310
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