TSB Classic Plus for new members + Quidco Cashback = Free £95

PRAISETHESUN

Gary1963 said:

Debit payments include online and mail order purchases, as well as in-store purchases (including contactless, Apple Pay and Google Pay), Direct Debits, Standing Orders, and Faster Payments. 
So I assume that means you can pay in £500 and then do a transfer back of two £250 which will use the faster payment method?

Or even 2x £250 standing orders if you wanted to automate things...

WillPS said:

The wording now suggests if you close your accounts you would once again be eligible for cashback...

The wording is interesting as it states "The eligibility is checked 120 days after the account is opened" implying you could close your existing TSB account at any point before eligibility is assessed. There's nothing to exclude previous/existing customers, so I don't see why you couldn't close your existing accounts, and re-open one using this offer.

The main issue will still be "If you open more than one TSB Spend & Save account via Quidco, you will only be paid cashback on the first account you open" so anyone who has previously taken advantage of any offers in the past are likely to be excluded.

Gary1963

I opened and closed my TSB accounts as never got a penny out of Quidco! So lets see if this works this time!

Ed-1

PRAISETHESUN said:

Gary1963 said:

Debit payments include online and mail order purchases, as well as in-store purchases (including contactless, Apple Pay and Google Pay), Direct Debits, Standing Orders, and Faster Payments. 
So I assume that means you can pay in £500 and then do a transfer back of two £250 which will use the faster payment method?

Or even 2x £250 standing orders if you wanted to automate things...

WillPS said:

The wording now suggests if you close your accounts you would once again be eligible for cashback...

The main issue will still be "If you open more than one TSB Spend & Save account via Quidco, you will only be paid cashback on the first account you open" so anyone who has previously taken advantage of any offers in the past are likely to be excluded.

You should be OK if you opened a Classic/Plus via Quidco though.

Gary1963

Quidco have it plastered on home page. Expires in 5 days. So hopefully they won't mess this one up.

dcs34

Anyone with old ones going through customer service claims, seems another round of status updates confirming the £50 as payable

WillPS

Having a look over my credit reports, it appears I was hard searched for the Classic Plus I applied for in September (as expected), but not for the Spend & Save I opened in October. I don't expect the system regarded me as an existing customer at the point of application since it created me a separate log in for it (which merged a little while later), but who knows how TSB's systems work.

Both applications have made it to 'green' on 'Retailer decision' on Quidco, estimated payout April.

One more month 30 x £1 payments to NS&I then the Spend and Save is ready for a switching offer.

Might switch the Classic Plus over after Quidco payout, does anybody know if that invokes another hard search?

PRAISETHESUN

WillPS said:

Having a look over my credit reports, it appears I was hard searched for the Classic Plus I applied for in September (as expected), but not for the Spend & Save I opened in October. I don't expect the system regarded me as an existing customer at the point of application since it created me a separate log in for it (which merged a little while later), but who knows how TSB's systems work.

Both applications have made it to 'green' on 'Retailer decision' on Quidco, estimated payout April.

One more month 30 x £1 payments to NS&I then the Spend and Save is ready for a switching offer.

Might switch the Classic Plus over after Quidco payout, does anybody know if that invokes another hard search?

Converting a Classic Plus to a Spend and Save doesn't involve any credit searches - you just need to complete the online form here: https://www.tsb.co.uk/help-and-support/general/change-your-account/

Ed-1

Spend and Save Plus account now available through Quidco. Anyone fancy another round?

https://www.quidco.com/tsb-spend-save-plus-current-account/

colsten

Ed-1 said:

Spend and Save Plus account now available through Quidco. Anyone fancy another round?

https://www.quidco.com/tsb-spend-save-plus-current-account/

Looks you might have to first close existing current accounts.

But who would want to pay for a TSB current account?

Yorkshire_Pud

Ed-1 said:

Spend and Save Plus account now available through Quidco. Anyone fancy another round?

https://www.quidco.com/tsb-spend-save-plus-current-account/

No! £3 a month fee and takes 180 days for cashback to be paid if your lucky so £18 lost at the least plus your cashback if as they did with my last claim declined it.

I arranged to switch five tsb current accounts to various other providers today. Me and tsb are soon to be ex buddies. As for Quidco ..........