TSB Classic Plus for new members + Quidco Cashback = Free £95

Yorkshire_Pud

Thanks.
They forgot … Thanks to all users of the mse forum for helping us to draft these terms and conditions (only took us six months) in a way that customers can actually understand.

clivep

• Debit payments include online and mail order purchases, as well as in-store purchases (including contactless, Apple Pay and Google Pay), Direct Debits, Standing Orders, and Faster Payments. 
• Debit payments don’t include ATM or other cash withdrawals using your card, payments made using Pay a Contact (Paym), bill payments made in a TSB branch and future dated payments.

What about internal transfers to your other TSB current accounts? Are these treated as qualifying debit payments?

Yorkshire_Pud

Just remember these are NEW t&c and the OLD ones still apply to those who took out accounts before these appeared albeit there is clarification of ambiguity that fits both sets of t&c such as whether payment in or out had to be made in the month of opening as there is leeway to do it three times over four months.

ischris85

Ghostcrawler said:

Ed-1 said:

NEW T&Cs:

• Cashback is only available if you open a new TSB Classic Plus current account and:-
  1. within the first 90 days of your account being open you register for Internet Banking, paperless statements and paperless correspondence;

  2. keep your account open for at least 120 days; 

  3. In three out of the first four calendar months after you’ve opened your account:-

  (a) pay in at least £500 each month; and

  (b) make at least two debit payments out of your account each month.   

  As an example, if you opened your account in June, you would have to pay in £500 and make two payments out of your account in three of the following months;  June, July, August and/or September.
• Cashback cannot be used with:

1. Any other offer available with TSB current accounts, unless listed on this page
2. Any other TSB discounts such as staff or student discounts
3. Any other offer, voucher or discount code unless listed on this page

• Debit payments include online and mail order purchases, as well as in-store purchases (including contactless, Apple Pay and Google Pay), Direct Debits, Standing Orders, and Faster Payments. 
• Debit payments don’t include ATM or other cash withdrawals using your card, payments made using Pay a Contact (Paym), bill payments made in a TSB branch and future dated payments.
• Timing of debit payments: We’ll count any debit payments you make based on the date the money is taken from your account.  This is usually within 5 working days from the day you make the payment, but can sometimes be longer. You can tell when money is taken from your account by looking at your transactions online or on your statement.
• If you open more than one TSB Classic Plus account via Quidco, you will only be paid cashback on the first account you open.
• In order for TSB to know that you’ve taken out your product via Quidco and so that you receive your cashback, you must click the Quidco link above, and apply for and open the relevant current account
• You won’t be eligible for cashback if you click away from the Quidco website page, or visit any other websites before completing your current account application and opening your account
• You must make sure cookies are enabled before you start your application, and right through until we tell you whether your application is successful. Do not clear your cache before completing your application. Otherwise, TSB won’t be able to track the application and therefore unable to pay your cashback. For more information please see here
• Cashback will only be paid to members who have BACS as their registered Quidco payment
• All opened accounts are run through extensive validation checks and cashback will only be paid on valid opened accounts. The eligibility is checked 120 days after the account is opened
• If you close your account within 90 days of opening you won’t get cashback either
• Cashback will be paid into your Quidco Account, within 180 days of your TSB current account being opened.   

Thanks, 2 interesting T&Cs

DD, SO and Faster payments are considered as Debit payments.

No point in opening multiple classic plus accout. Glad I opened only 1 classic and 1 classic plus

Glad I also just opened 1 classic and 1 classic plus 

ischris85

clivep said:

• Debit payments include online and mail order purchases, as well as in-store purchases (including contactless, Apple Pay and Google Pay), Direct Debits, Standing Orders, and Faster Payments. 
• Debit payments don’t include ATM or other cash withdrawals using your card, payments made using Pay a Contact (Paym), bill payments made in a TSB branch and future dated payments.

What about internal transfers to your other TSB current accounts? Are these treated as qualifying debit payments?

Thats a good question, I thought they were.

Ed-1

The offer has gone completely now.

ischris85

Ed-1 said:

The offer has gone completely now.

Well it says currently unavailable. Makes you wonder why they updated the T&Cs, only to pull the offer shortly after.

Yorkshire_Pud

colsten said:

Yorkshire_Pud said:

dcs34 said:

"TSB's terms and conditions stated that the offer, open to newcomers to TSB Classic, Classic Plus or Student accounts," Oops...

As this wasn’t ever specified and isn’t true we need to watch out for them introducing this condition retrospectively and applying it to our existing cashback.

Think it might get worse before it gets better!

What the T&Cs said, for most of the last 8 months:

The offer t&c that applied to accounts opened up to a week or so ago.

Beware of tsb trying it on and as classic accounts aren’t classic plus accounts saying they don’t qualify (any more).

tryin

ischris85 said:

clivep said:

• Debit payments include online and mail order purchases, as well as in-store purchases (including contactless, Apple Pay and Google Pay), Direct Debits, Standing Orders, and Faster Payments. 
• Debit payments don’t include ATM or other cash withdrawals using your card, payments made using Pay a Contact (Paym), bill payments made in a TSB branch and future dated payments.

What about internal transfers to your other TSB current accounts? Are these treated as qualifying debit payments?

Thats a good question, I thought they were.

Are they not 'faster payments'?

Archi_Bald

ischris85 said:

Ed-1 said:

The offer has gone completely now.

Well it says currently unavailable. Makes you wonder why they updated the T&Cs, only to pull the offer shortly after.

Every last trace of it has vanished now.