Moving forward and upwards

savingwannabe

Well done on chilli, i want some! It's great that you have a study break fund. Hurrah for the weekend. 

MovingForwards

Thanks SW

I don't have a fixed pay date in this job, as it's 4 weekly pay. I move most of my pay to my study fund, then bring it back to my bills account in time for the bills on the 1st.

I need more money in the study break fund to pay for my course, book, exam and regulatory membership fees (need under £900 in total) , so I doubt I'll get a study break if this contract doesn't extend; I don't want to dip into savings to pay for the break. 

Only realised it was Friday about 2pm and it was such a relief.

I did have some energy when I logged off, again I've earned TOIL. However, I decided not to study and 'bank' that energy for a full day of studying tomorrow. 

Sunday is cinema and fun shopping, rather than normal supermarket.

Monday is day off and full study day.

I'm hoping to get ahead with studies, even if I'm picking out the chapters on topics I know / enjoy to get through them quickly, potentially it will 'bank' time for a couple of new parts I've not done before. Don't know why I never thought of doing that before, only popped in my head writing this paragraph!

savingholmes

You are doing really well on savings - considering you had to live off them for a while and pay courses too. Very impressive.

MovingForwards

Thanks SH

It wasn't my normal savings I lived off during the study break, those are for emergencies only.  It was also my choice not to work until the point of starting the new job, which was the right thing as I never would have got that module done.

I'd specifically saved money into my study fund to cover the break and also cut my outgoings to bare minimum, ensuring the money lasted.

Unfortunately, studying has cost me a lot and I've been quite indulgent.

Course fee £300.

Instead of having a £20 1k3a desk, I purchased a used desk / shelving combo. I wanted somewhere to put all my study books.

Instead of a £150 laptop, I spent £350.

For ease of doing my last module I spent £110 on a monitor, I won't need that for the remaining ones; now use it for work.

I've saved costs buying the previous edition of books, but need to buy the latest of one particular book and it has to be new to be 100% sure it's a clean copy to take into my exam.

Only books and coursework submission was cash (debit card), everything else was on my CC. Which started to get a little scary. I still don't like spending money I've not earned!

While I'm back to being debt free, aside from mortgage, it means I've not been able to get much money to pay for all my planned costs eg course fee, book, exam fee and membership fees, let alone even have anything towards potentially being out of work in about 5 weeks.

- they won't pay it out at the end, which is why I'm booking a couple of days off each month for studies.

I will have to pay the new course fee on my CC, spreading the cost again while trying to pay it off quickly. As anything I can save into my study pot will have to last until I get a new job / start temping. 

I really can't take compliments can I!

Life would be different if I had my inheritance as I'd live off that, while studying full-time and applying for career roles 🤭

'Banking' the energy yesterday has made a slight difference for me today and I'm about to get cracking on my studies 😃

Skint_yet_Again

Hope you have a good day and manage to get your studying done without wearing yourself out 

savingholmes

Hope your studies go well today.

MovingForwards

Thanks Skinty and SH

Just on a latte break. I've given up trying to write notes as I'm finding that difficult due to upper limb issues.

I've flipped to typing, quickly converted what I'd done for chapter 2 and made a decent dent in getting through more pages of it. I've 49 pages left to read and condense before moving on to C3.

I'll pick up C1 and convert that another day, main thing is I keep pushing forward.

I could do with some form of book holder to do the 'copy typing', but I doubt anything would cope with the size / weight of these books! All I can do is add a weight to keep the page I'm working off in place.

I'm confident I can get everything typed up, over the next few months, it's whether I can get it all to stick in my brain.

Thankfully exams are all done via PCs now, otherwise I would be asking for reasonable adjustments.

Better get back to it, I'm on a roll and extremely positive 😃

savingwannabe

Well done. I have done a third of my work for today. We can do this!

MovingForwards

Thanks SW

Excluding index and other bits, theres 687 pages of pure learning in this book to condense.

I've done 40 pages today and estimate it will take 17 full day sessions, or 103 hours, to get through it all, then I can remove the waffle and after that begin revising.
- the good thing is some chapters are a lot easier to digest and shrink, therefore won't have waffle I need to remove afterwards.

If I can do a little bit after work, just a couple of pages of condensing, that will get me ahead. Ideally I want to be revising next month to have a good go at passing the exam in January.

Got my feet up and resting for the remainder of the day 😃

Skint_yet_Again

Sounds like a productive day. Glad you have got your feet up now