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Moving forward and upwards
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Hope B2 can sort something out for you. Otherwise the money is not worth it and if you can afford it I would leave. Hope you can rest over the weekend and get some relief from the pain.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p15 -
Thanks Skinty
I'm not thinking of work until I get up Monday, I've no mental capacity for it.
Once I've got this module completed I'll update my CV. I've also not got mental capacity to finish it at this stage.
Sadly no chance to rest this weekend as I'm pushing hard to get T2 finished as I've only got 3 weeks until the whole course ends and sibling is speaking to me again; great timing or what 😬
I've everything collated for three sections and am about to start transferring the information into the correct format.
That leaves me a tiny bit of one section to finish off before transferring it over. And quite a bit for another. I thought I'd targeted four sites for all the sections, but somehow missed picking this one up when methodically going through the different sites for each of my sections ☹️
I do keep standing up and walking to a different room, before turning round and going back to getting more typing done.
Just having 20 minutes on the recliner before I carry on. I have had coffee and biscuits 😋Mortgage started 2020, aiming to clear 31/12/2029.3 -
I am just catching up about the new place, some bosses eventually they will have to face with how they treat their staff. When you have a disability bosses just dont care from my own experience. I bet you will find they are like this with others too. It's a culture thing. I hope you are able to make friends with nice people there which will help you to get through the day.
Your studies sounds like it is keeping you busy which is good in that it takes your mind off work but please try to rest. I hope you finish the work soon so you can rest for a bit. This was me last year, every weekend and evening and most of my holidays. Stay well MF. We are all routing for you.Aiming for a minimal spend 20223 -
So frustrated for you. It shouldn't be like that - I appreciate though life often is. I'd expect better of them though.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
Thanks SW, I'll mainly be working from home and won't see people that often when I'm in the office.
The good thing is I've barely used any petrol and should only need to fill up every 2 weeks, if I'm unlucky.
Studies have gone well 😀
S1 is in the silly paper, needs a few tweaks.
S2 needs a lot more work before it moves over.
S3 is huge, I'll move that one over first thing.
S4 is in the silly paper, needs a few tweaks.
S5 needs a little more info before that's ready to get moved.
While I was tempted to move S3, I couldn't physically do anymore. I am back on track and hopefully tomorrow will be as productive.
When everything is moved over, tweaks can be done just off the laptop while I sit in my recliner.
I've paid the gas and electric, rounded up the payment again this month, building up a bit of credit for the couple of cold months when the heating goes on.
I transferred money from my 'course fee' bank account to my normal one, in readiness for the bills Monday and have more than enough for food, petrol and a bit of fun til I get paid. When I get paid I'll transfer it all to the 'course fee' account and move some of it back again ready for September bills. I'll leave the rest in the 'course fee' account just in case I don't get a new job straight after this one.
Got my feet up watching TV and could fall asleep 😊Mortgage started 2020, aiming to clear 31/12/2029.3 -
Well done on the course work, budgeting and resting.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Well done on all the studies done, it is great that you are planning ahead for gas rises and your petrol is sorted too. Chill and if you want to sleep that's fine you have earned it.Aiming for a minimal spend 20222
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Thinking of you, and feeling upset for you about the people in your workplace.It's hard to understand how they can be so insensative and unaware of the rules regarding disabilities. Hope you can get some relief from the pain and that the modules come together quickly. ((((hugs))) XXXI Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy3 -
Thanks SH
I expected a lot better from them too, sadly nothing I'm seeing/ experiencing is changing my mind about working in the public sector. It's not normal to be counting down the hours until it's home time, or counting the days until the weekend, when in a new job.
I'm possibly 'unlucky' with the department's I've worked in, but working FT I need a better environment, let alone needing support due to my health.Mortgage started 2020, aiming to clear 31/12/2029.2 -
Thanks SW, I started paying a little more last time.
Thanks Chrystal, considering how high profile reasonable adjustments and disabilities are, it is disgusting. I've done the training offered by the company and its dreadful, which probably explains why I'm experiencing what I am.Mortgage started 2020, aiming to clear 31/12/2029.4
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