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Moving forward and upwards

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  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thanks DIA, SH, SW and Skinty

    B2 tried to make things more comfortable for me, but it didn't help as the whole thing needs changing for me, and has said I won't be in the office much longer. I got to meet one of the team and I'm quicker, more efficient and ahead of the work when we're working off the same thing.  They've been doing it for over 3 years and it confirmed what I suspected, I'll be sweeping up after clearing my own cases 😬 I got a few things off my chest to B2 when finishing as he could see I've been unhappy all day and the OH report was pathetic. I'm in the office tomorrow, my local one Thursday and WaH Friday.
    - I did cry today as I'm totally drained, body can't take much more and I did go for a walk as B1 started having a go at me.

    I popped to L1DL as they've got Mediterranean food in, also grabbed fruit, veg, salad, pop and other bits. Spent under £30.
    - I do prefer L1DL to A1D1.

    Being nice to me, I haven't done any coursework tonight, but I've a plan 😉

    Somehow I made a chickpea curry when I got in, had it with rice. Pudding was almond jelly cubes.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    July financial roundup:

    Saved £97.02
    - savings are now £6,554

    Float stands at £40.03

    Education/ between jobs fund is £120
    - I'll be building this up over the next few months.

    Car pot stands at £42.88

    Outstanding mortgage £58,889 (ish)

    Paid £10 into the SIPP

    CC balance is £450

    Plans for August are just keep ticking over and prioritise saving into the education/ between jobs pot, just in case I do walk out or for when my contract is up.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • doingitanyway
    doingitanyway Posts: 9,998 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Good July round up.
    Well done for sticking the job for now...
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thanks DIA

    I keep telling myself it's 3 pay packets I'll get, if I can stick it out. However, there's just so many 'lies' and I don't believe anything B1 says now. Admittedly, some are small / petty and others actually improve my situation eg Haven't got the OH report (lie), got it just haven't read it. Have to be smart (lie), everyone wears jeans and t-shirts.  I'll be in the office 10 days per month (lie), I'll actually be WaH and maybe 1 day per month in the office. 

    The training I've done, doesn't help me do the work. I asked if anyone had set up a template and was told I won't actually be doing what I've been doing. I was left to figure out how to do the work on my own and felt so sorry for the other person who was in as I could feel their confidence slipping away when I spoke. B1 spoke to them like a piece of poo and very patronising, so at leyi know I'm not alone.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Not a great experience.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thanks SH

    It isn't a great experience. This is the worst public role I've worked in. Thankfully I'd already decided to return to my previous career and take positive steps towards it, otherwise mentally I would have sunk. It's put me off looking for a career role with them.

    I'm finding it hard to get out of bed, physically and mentally, desperately clinging on to when I'll be WaH and having little contact with B1. I can't even understand why I've had to go in the office for training when I could have read everything at home and done a few bits over t3ams; at least then I wouldn't have had my spine screwed up!

    All I can do is save up that pot of money and have another study break, while trying to undo the damage.

    Better get ready.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • doingitanyway
    doingitanyway Posts: 9,998 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Sorry to hear this new employer is worse than the previous one. At least you have an escape plan...
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you can WAH more and that helps.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thanks DIA and SH

    The work itself is unnecessarily complicated, but that's PS for you.

    I'll definitely be running my own work next week, somehow I'm still impressing them, and have again asked for enough work over the next week so I can repeatedly do the same thing and properly learn it. 

    I've a feeling the person who has been in training with me is facing an improvement plan. I suggested we work together / help each other learn, discuss things as between us we're sussing it out; this was happily accepted by B1.

    I'm not sure when I'll be WaH, feels like the goal posts get moved when I think I'm on the home stretch. There was a chat going on about sleep and I participated in that to get my point across. I'm allowed to start / finish early when I do WaH as it's been recognised I start to falter mid-afternoon and now they know why. B1 was also being helpful about seating and offered to carry my stuff when I finished 😲

    TomBo is in the office Friday and taking the car. I'll start / finish early so I can do a few hours of my course; hopefully I can get it all finished this weekend and have a week or so off before starting my next module.

    I had chickpea curry with rice for tea, jelly almonds for pudding and homegrown strawberries for second pudding.

    Got my feet up, watching TV and I've paid a bit off the CC.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like a slightly better day.

    Well done on the money shuffling and the rest - however short.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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