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Moving forward and upwards

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  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thank you DIA

    Reading your diary made me want to say about it, show support as our lives are kind of similar in that regard. It's a shame, but we both are using it for personal gain and have an 'out'. 

    I've got stuck in this morning. One key bit I needed and have been looking for since starting T2 appeared within a few minutes of looking for it. I've been wading through so many tabs just to find enough for one sentence in my coursework 🤣 
    - must have been the mocha 

    My plan is to keep gathering up what I need, add everything to the silly bits of paper, and hopefully I'll get all five finished off and submitted today. 

    I can then do T3 tomorrow as it will take a couple of hours and I'll get that submitted.

    I'll only keep going until 5pm so I can rest and relax in the evenings. TomBo knows I'm doing a final push.

    If my plan works, from Monday I'll be waiting on my tutor, who is currently on annual leave, and I'll get a little rest before making any amendments 🤭
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry your bosses aren't great DIA and MF.

    Well done on the coursework MF.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • longway2go
    longway2go Posts: 1,006 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well done, great progress! 
    Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thanks LW2G

    I've done 10.5 hours today.

    Closing everything down I thought it was a bit of tweaking left to do tomorrow, when I spotted that one section I need to finish. Felt my heart drop on to the floor and wanted to cry into my keyboard. 

    I'm estimating another 3.5 hours tomorrow and it should be ready to submit. 

    I have my feet up and thankfully I'm WaH tomorrow, having soup for tea.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you are WAH.

    Well done on the studies. Nearly there 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thanks SH

    Everything is in the silly bits of paper, all that's left to do is add a few lines and cross reference it all to the course itself. Hopefully only another hour is needed, but I'm done for today.

    I've put about 25 hours into this since I got up Saturday and I'm totally spent, mentally and physically. 

    I'm flopped on my comfortable chair, feet up and my brain is about to shut down 🥺 thank goodness the other modules are not like this one, they're pure learning, revision and mock exams.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • I am so glad you have almost finished this module. I hope you can relax once it is submitted and that WaH helps
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
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