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Moving forward and upwards

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  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thanks Skinty, I don't think the change in weather is helping either; warm but wet.

    I need to try and get under my desk to reconnect all the cables, TomBo disconnected everything so I could charge my phone but I've been charging it elsewhere. 

    I must get one thing done for my CPD. They've changed part of it in that I have to 'plan' an aspect, say how it will be used and why it will improve my practice 🤨 

    I'm hoping to all the CPD off my laptop as then I can keep records straight after. If I do it on my phone I'll be writing bits down to transfer over, emailing links to pick up and include etc. 

    At the moment I feel a million miles away from where I want to be. Can't help thinking I've stopped and my body is going through a shutdown period, which is what I don't need right now as I've too much to do.

    I'll make a large frappe in a bit 🤭
    Mortgage started 2020, aiming to clear 31/12/2029.
  • doingitanyway
    doingitanyway Posts: 10,000 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Good progress with your CPD.
    Mushroom risotto sounds yum  :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the CPD. You are ahead of the game. 

    Glad you got some rest.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thank you DIA and SH

    Ref has gone in, so I should have a confirmed offer soon.

    I need to call the garage as my 'pass' MOT isn't showing, only the fail.

    Also need to call the college. I'm mindful the module starts in less than 2 weeks and I should have done a lot of prep by then; can't do the prep without the subject matter.

    I'll continue doing CPD as it will help me move back into what I want to do and assist with my remaining modules. 

    Over the next few days I'll update my CV and start plotting how I'll update Lk-in, even if I do it in a document and copy the info over next week.

    Have to manage my energy levels well as the next 18 months are going to be very busy.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I can't remember which post you accepted in the end. Is this one full or part time?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    I was offered the 6m FT one.
    - If I mentioned my health, I may have stood a better chance of having the one with slightly less hours.

    Hopefully in 6 months I'll be halfway through my entire course and only have 3 modules left to do. More doors should be open to me at the start of next year as a result of the type of work I'll be doing and due to studying.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Chrystal
    Chrystal Posts: 2,000 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    I'm totally worn out just reading what you're doing/have to do!  XXX
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • Hope you can get your desk set up so you can work comfortably.

    It sounds like you will be very busy! 

    Hope you get the mot sorted too 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • atrixa
    atrixa Posts: 549 Forumite
    Sixth Anniversary 500 Posts Photogenic Name Dropper
    Well done on the CPD :) I think you and I have a similar concept of 'rest' XD
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