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Moving forward and upwards

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  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Woke up early and thought I would check my payslip, see how much I would be picking up this month. While the temp rise has been added, they've not paid the backdated rise and I'm missing out on over £1200 before deductions! Sent an email and will see what they do. At least I don't have to wait until next month to see how much I will normally be getting.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,444 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Oh how annoying! It’s a good job you were not relying on the backdated money coming in this month. Hope they get it sorted 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    I kind of was! For the first time since starting over I'd spent it before receiving it 🙈
    - I owe savings and CC.
    I didn't think they could get it wrong as I've got it in writing 🤨

    Anyhow, in other news, I'm a team of me for the foreseeable and I have to wait and see if the roles are split back off 😀
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,444 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Well I hope they sort it out quickly for you 🤞
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thanks Skinty. I've got my ticket number and have to wait for a reply 🙈

    Haven't stopped smiling today since I heard the news, relief washed over me and now I just have to see what happens next. Must find the time to update my CV.

    Having homemade deep fried chicken for tea 😀
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Im so glad your position is more solid now and hope they can sort the backdated pay asap! 
    Aiming for a minimal spend 2022
  • doingitanyway
    doingitanyway Posts: 9,962 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Yay for backdated pay and fried chicken :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thanks SW and DIA.
    No reply about the missing back pay. Maybe it will mysteriously go in with my wages tomorrow, but I doubt it. Will chase next week.

    Bulk compost is being delivered tomorrow, which will enable me to make a start on loaner garden and sowing seeds; I've got them sorted out ready to go. It also means I can do more on No2 and start getting some plants in.

    It's going to be a busy weekend!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    No missing back pay or reply to my email 🙄

    The compost was delivered at 8am and I've been in the garden all day, only stopping for a late lunch and coffee. 

    I've half weeded my part of the main path, have to finish that off when I'm more mobile. I may have stuck my hand into stingers 🙈

    Tomorrow I can start working on the borrowed garden as I've now got 10 spaces for root veg, onions and other things. TomBo is hoping to have the other part finished off next week, then I can get salad and greens on the go.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    May financial update:
    £330.10 into savings
    £100 into car pot
    £110 into SIPP 
    £25 into PBs
    £805 mortgage O/P (£500 was borrowed from savings in anticipation of back pay, to refund when received)

    Owe £100 on the CC.

    I'm still letting my bank rewards build up and haven't done any surveys again this month.

    Plan for June is save £300.
    Mortgage started 2020, aiming to clear 31/12/2029.
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