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Moving forward and upwards

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  • Thanks SH and DIA

    I'm very careful with using my CC and clearing it, once bitten and all that! I'm also accountable by being open, posting when I do use it and saying about balances and payments.

    Today we've been for a trip around the wider area, came back to the village, had a walk along some of the coastal route and former quarry. Absolutely breathtaking, sun was shining and I took some photos; I'm planning my next trip only with lunch and my DSLR.
    - so many ideas for painting, shapes, sizes, colours.

    On the way home I remarked to TomBo about how much we have on our doorstep, the views from the flat and how lucky we are.

    The more I see, the more I want to see.

    Although I'm not weighing myself, I have started to lose weight based on my clothes.

    Having beef, mushroom, kale and spuds for tea.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You sound like you've had a lovely trip out with stunning scenery. Well done on the weight loss too.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Thanks SH, it was another day which made me feel alive and like hibernation is coming to a close.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Well done on weight loss. 🤗Sounds like a lovely day hope the illness is now gone 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Thanks Skinty, hopefully another day or so and I should be back to normal. Haven't a clue what it was and hopefully won't have it again 🤭
    Mortgage started 2020, aiming to clear 31/12/2029.
  • As long as it’s not Covid 😱
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • riotlady
    riotlady Posts: 442 Forumite
    Sixth Anniversary 100 Posts Name Dropper Photogenic
    Well done on the weight loss :) Sounds like a lovely trip out, finally starting to feel like spring is coming
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    I can't say it's definitely not Skinty! 
    I've been woken up in the middle of the night with various things ranging from hic ups to a migraine, those stopped. One evening my feet just ballooned and rashes appeared an hour later, which started spreading up my one leg. Then for the best part of 5 days I've had random bouts of dodgy tummy. Everything is now reverting to normal 😃

    Thank you RL, spring is here, weather has turned a corner and I'm coming out of hibernation, feels like I've been tucked away for months this winter.

    SOs and most DDs came flying out my account today and I moved the bulk money to savings. It felt good seeing the savings jumping up.

    TomBo is working in the garden and is popping to the orange D1Y shop tomorrow. I've provided the hallway paint details; apparently he is going to do it, under supervision of the boss (cat); it will be nice to get that done.

    My earrings and fizzy water co2 arrived.

    All windows are open again, lovely blue sky and the birds are happy.

    £328 in the bank 25 days until payday.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • doingitanyway
    doingitanyway Posts: 9,955 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Glad you are feeling more on an even keel. Waking with migraine is awful.
    Your finances look organised and under control.
    What are you eating later? I love hearing about your food :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thank you DIA

    Had a very late break and went outside for a bit, was good to have a summer dress on and feel the sun.

    Put two of my earrings (studs) in. So far I've turquoise, pink and clear although it's more like a rainbow of colours when the light hits it. I'm deciding whether to buy more colours for the rest, add another pink and clear or leave it and add no more. 
    - I'm slowly building the visual 'me' back up as I've reached the right place mentally.

    Just been watching the sunset through the lounge windows, lots of reds and purples, now it's lilacs, pale orange and yellow. 
    - I'm trying to take in as much as I can, then use my interpretation in the art I produce. 

    I've swapped semi-skimmed for skimmed in my smoothies, that will free up a few cals for an extra snack or higher cal evening meal.

    Had pork chops, mash and kale for tea, pudding is 0yk0s yoghurt and I will have a banana later.
    Mortgage started 2020, aiming to clear 31/12/2029.
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