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Moving forward and upwards
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I am glad you are getting better. What a strange illness but glad it is gone. Your travels sound enchanting and I love how Tombo is supervised by the boss. They have a way of being in charge! Hurrah for savings you have a lovely amount left in your account after all DDs, I have £140! Onwards and upwards my friend.Aiming for a minimal spend 20222
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Thanks SW.
Still got a few bills to pay, the PP spends and fruit, veg, milk the rest of the month. My commute costs I break it down into weekly and put into savings each Friday I've not gone into the office. In reality I only have £10 pocket money.Mortgage started 2020, aiming to clear 31/12/2029.1 -
Getting impatient, TomBo has gone to collect the paint and hopefully when I finish work I can make a start on it. M1llt0wn is the colour and it's going to go well with the art in the hall. I'm still only interested in doing the lower half of the wall as the colour will 'close in' the hall.
- it definitely won't go with the hall carpet, but I can think about getting an off cut later in the year.
I've passed comment about redoing the bedroom, or putting a colour on the walls, now we do have a roller, got a nod of agreement. Still got more than enough trade white to do both bedrooms.
The skimmed milk worked well in my smoothie, I added a little extra oats to provide more of a creamy texture. It would probably benefit being made a few hours before drinking, as the blended oats soak up some of the milk.
Mortgage started 2020, aiming to clear 31/12/2029.1 -
I’m sure the colour will look good in the hallway. I wish I liked smoothies I really struggle with what to eat for breakfast & am getting fed up with eggs 🤢0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
The colour looks perfect Skinty!
If you like milk, oats and banana, then you would like the smoothie. Doing one just with fruit would cost a fortune! TomBo does fruit juice and some soft fruits or tinned fruit, but that would set my IBS off 🤭
How about toast, fruit loaf, cereal, or even just a tea / coffee then 10 / 11am snack? It only took a few days for my body to accept it wasn't getting fed 24/7.Mortgage started 2020, aiming to clear 31/12/2029.1 -
The paint is great, nice and thick, intense colour and went on very easy, there's going to be loads left over. Well worth £12.
Hall - The lower half are painted, TomBo is going to do the upper half and ceiling in white. I will paint the woodwork in white gloss.
Porcibule - I've said he can colour the upper and lower sections. I will do the white gloss woodwork to break the sections up and freshen it, including the inside of the front door.
Still on schedule for getting the hall / porcibule and remaining lounge bits finished this quarter.
I'm going to have a look at carpets, see what's available and try to pick something suitable.
The flat looks more in-keeping with its age every time I do something 😃
Having spaghetti bolognese tonight, yoghurt and fruit for pudding.
Mortgage started 2020, aiming to clear 31/12/2029.2 -
Glad the hall and other plans are coming together. We're on spag bol tonight too.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Thanks SH, enjoy your spag bol!
We're having roast chicken tomorrow and chicken curry the day after 😁Mortgage started 2020, aiming to clear 31/12/2029.1 -
Paint sounds great & I bet it looks fab when you’ve finished. I did a “rubber” roast chicken today 😁 should stretch to multiple meals as there is only me.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
I'm looking forward to seeing how the porcibule turns out. I may have to buy more gloss, but will see how I get on.
We rarely have leftovers, TomBo can and does eat loads!Mortgage started 2020, aiming to clear 31/12/2029.2
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