NST A Gentle Jog Through July

edited 28 June 2019 at 6:40PM in Debt-free wannabe challenges
409 replies 27.3K views
145791041

Replies

  • KarmacatKarmacat Forumite
    38.8K Posts
    Part of the Furniture 10,000 Posts Name Dropper
    Forumite
    Wow. Mothernerd, thats amazing. What a day! You did so much, under such difficult circumstances. Kudos.
    Downsized and paid off mortgage 2010
    Retired August 2016
    Paid off French mortgage September 2018
    New kitchen fully installed June 2019
    Not counting this! 2020
    Garden fencing completed, woohoo 2021..........
    October 2021: aiming for £5,000 new money for premium bonds or a car.
  • misstaramisstara Forumite
    3.7K Posts
    Ninth Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
    Forumite
    Spent yesterday and today so still on 0 NSDs.
    Debt Dec 2022 - £2972.68. Current debt - £1769.68 (40.5% paid). Emergency fund - £830.33/£1000 (83% saved). Car fund - £651.48/£1000 (65.1% saved). Flat deposit - £5395.98/£15000 (36% saved).
  • mothernerdmothernerd Forumite
    4.8K Posts
    Eighth Anniversary 1,000 Posts Name Dropper Debt-free and Proud!
    Forumite
    Mr Bean taught me one thing in life. Enjoy your own company instead of expecting someone else to make you happy.

    The sun is a daily reminder that we too can rise again from the darkness, that we too can shine our own light.

    Disobedience, in the eyes of anyone who has read history, is man's original virtue. It is through this disobedience and through rebellion, that progress has been made.
    Oscar Wilde
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • edited 3 July 2019 at 11:51PM
    sashanutsashanut Forumite
    3.3K Posts
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Forumite
    edited 3 July 2019 at 11:51PM
    Hi all:j


    A Adventure - Out & about today visiting an NT property, was great & we will go again, it's only 30 mins away (given decent traffic).

    G Get creative in the kitchen. DH wanted to finish off some of the YS curry so I just had beans on toast.

    E Eat Beans Day is on the 3rd July. Duly eaten.

    N NSDs Will go for low target as we are on holiday as well as DD this week & another week when she goes away later in the month. Today was another spend day so still 0/12 NSDs. This is set to continue for a week or so I think.

    T Take care in the sun Was mostly inside at the NT property today.

    [/COLOR]L Live on what is left Will do.

    E Exercise -Exercise walking around at NT prop.

    J July food days abound Fried Chicken (6th - try "Kissing' instead), French Fries (13th), Hot Dogs and Peach Ice Cream (17th - No not together), Caviar (18th) Daiquiris (19th). My favourites are Fresh Spinach Day (16th) Blueberry (8th) and Vanilla Ice Cream (23rd). Other Ice cream days are available. Use these as a jumping off point to add some summer fun to your meal plan. Will pick a couple of these.

    O (H2)O Water fun. Dogs have made holes in their pool, not sure how to get them in otherwise as they are so large. May have an old plastic one somewhere lurking in the shrubbery. Still to locate. Only water is the amount drunk by me.

    G Geeks May struggle here.

    T Think of those who are ill Both elderly uncles are now suffering from terminal illnesses. Do think of them often. Had email from elderly relative, seems OK.

    H Help those in need. Will do my best.

    R Relax. Have lots of books & projects to do so need to make a time each do to actually DO them. Did a bit of knitting today but need to get organised with projects now.

    O Our Bodies Our Selves. Will deffo be doing this & am starting this week with a pamper day. Pampered self by putting on make up etc. More papering to do tomorrow.

    U Useless On this, will take some to CS tomorrow. Am still sorting & binning.

    G Get out and about: Out today to a place we've never been to but is quite near, even DH liked it.

    H Half Year Review: Good idea & will work on this.

    J Just a couple DH already looks like a combo of these two.

    U yUo Took lunch with us & ate it there. Members of NT so no carpark or admission fee. Did have cup of tea in caf! & shared a piece of cake.


    L Look at each purchase: Purchases were snacks in caf!, some plants & the car mending bill +MOT.
    Y You should check in daily Here I am, hello folks!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Deni_debt-free_dreamerDeni_debt-free_dreamer Forumite
    1.7K Posts
    Part of the Furniture 1,000 Posts Name Dropper
    Forumite
    Evening everyone,
    Quick update and sorry for absence yesterday. DD2 had an operation yesterday (planned) so we were out early and home late and she was in pain and distress so lots of tlc needed. Glad it's out of the way and hopefully all ok with the results etc.
    Been a bit spendy as took DD2 for a coffee today and we had a short walk at a local NT place. WE both had suncream on. Also bought some food she fancied for lunch as she is building back her appetite after her op. At least we ate lunch at home rather than when we were out :)
    I've walked about 6,000 steps today and mowed the lawn so that 's my exercise.
    I've been reading most days and finding it good escapism.
    Also had jac pot & beans for tea.
    Gratitudes - NHS (grateful for this everyday as we've used it a lot); DD2 has lovely caring friends; DD1 having counselling which is helping her; nice colleagues at my PT role who said not to worry about work and concentrate on daughters.
    Nite all
    Deni x
    LBM - October 2018; finally debt free on 16 March 2021 2023 Mortgage Free Wannabee #92023 Decluttering Campaign member
  • mothernerdmothernerd Forumite
    4.8K Posts
    Eighth Anniversary 1,000 Posts Name Dropper Debt-free and Proud!
    Forumite
    The duty of a true Patriot is to protect his country from its government
    Thomas Paine




    Happy National "Hear Fireworks All Day and Night Being Set Off By Drunk People You Wouldn't Trust With A Glowstick" Day
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • Morning turtles,

    I've managed to maintain my 100% record of NSD's so far. Although I am running out milk, which is integral to my morning coffee. In fact, I could probably hold off till my planned spend day of Saturday.

    No plans to spend today either.
  • thriftylassthriftylass Forumite
    3.9K Posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Forumite
    Good morning,

    today will be NSD 2. Got my salad for lunch and dinner is prepped. Last night I made the easy butter chicken from the bbc website and it was sooooo yummy. Plenty left for DH lunch tomorrow. Today he'll get a sandwich in work. So if he takes lunch tomorrow that would make 9 out 10 days :T for him.

    Not much else to report today, have a nice day
    DEBT 03/23: CC 4637 4318 4100 Family 1380 0 , Extra money earnt £54, NSDs 1/20, sober 2/31
  • f0xh0lesf0xh0les Forumite
    6K Posts
    Eighth Anniversary 1,000 Posts Mortgage-free Glee! Photogenic
    Forumite
    Still on NSD 0, however, the new car key is getting stuck less, the kettle and coffee maker are descaled, most of the house is clean and tidy.

    Speky - have you explored the Hope Valley? Edale/ Castleton and Kinder Scout, all easily do-able on a day trip even by train - about 40 minutes, and Glossop too. Between you and mothernerd I am now missing Manchester. We loved camping in Edale, had a good long weekend camping in Clitheroe too. Plenty of places round and about, even the Police museum! Manchester is a great place for a staycation.

    So, NSD 0, a week today and the school run will be over for 6 weeks!
    4/10/22 Mortgage? What Mortgage??? Yay! I have an Architect!! NST March Turtle # 13 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 ......... 🐢 No Turtle gets left behind. ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • thriftylassthriftylass Forumite
    3.9K Posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Forumite
    f0xh0les wrote: »


    So, NSD 0, a week today and the school run will be over for 6 weeks!

    Oh I wish..... will need to have a word with OH though. DS needs to be in breakfast club by 8:30 before school or they shut. Now in holiday club it's more flexible. Trying to get OH out of the house though now so I'm not late for work is a struggle :mad:. He thinks because the kids are off there is no rush.....working on that one ;)
    DEBT 03/23: CC 4637 4318 4100 Family 1380 0 , Extra money earnt £54, NSDs 1/20, sober 2/31
This discussion has been closed.
Latest MSE News and Guides

Did you know there's an MSE app?

It's free & available on iOS & Android

MSE App

Regifting: good idea or not?

Add your two cents to the discussion

MSE Forum

Energy Price Guarantee calculator

How much you'll likely pay from April

MSE Tools