Minimise:
-bills (change provider, reduce your usage) - energy provider just changed, as were both car insurances. Will look at insurance on BTL (due June) Am hoping energy usage is lower due to nice weather = line dried laundry and fewer lights on.
-clutter - always a target
-toxic situations and people - a family wedding in June could be 'interesting'...…
-unloved items - see clutter
-unnecessary spends - ok
-waste – food and other - yes
Maximise:
-dreams (dream big)
-fruit and veg intake (we know the health benefits)
-fun + laughter (so important!)
-generosity (donate, give, help others)
-getting niggly jobs done (then they can stop bugging you)
-health (don’t pay for health issues later in life – be healthy now!)
-moving more (goes with health. Get shifting that booty)
-time with those you love (you can’t do this once they’re gone. Make the most of them now)
I am the master of my fate; I am the captain of my soul
Can I join please apple? Been awol this month with my dad being in hospital and exam marking starting but need to get money sorted as it’s escaping my control at the moment.
LBM = 07/09/13 Debt = £13339 (100% cleared) New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
I am in, please, I might disappear though, so don't worry.
Elderly illnesses are threatening - my own special brand of toxicity - I can't jettison them but will try to shut up about it.
4/10/22 Mortgage? What Mortgage??? Yay! I have an Architect!! NST March Turtle # 13 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 ......... 🐢 No Turtle gets left behind.******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
Replies
I've chosen some of the targets, rather than all
Minimise:
-bills (change provider, reduce your usage) - energy provider just changed, as were both car insurances. Will look at insurance on BTL (due June) Am hoping energy usage is lower due to nice weather = line dried laundry and fewer lights on.
-clutter - always a target
-toxic situations and people - a family wedding in June could be 'interesting'...…
-unloved items - see clutter
-unnecessary spends - ok
-waste – food and other - yes
Maximise:
-dreams (dream big)
-fruit and veg intake (we know the health benefits)
-fun + laughter (so important!)
-generosity (donate, give, help others)
-getting niggly jobs done (then they can stop bugging you)
-health (don’t pay for health issues later in life – be healthy now!)
-moving more (goes with health. Get shifting that booty)
-time with those you love (you can’t do this once they’re gone. Make the most of them now)
New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
Pay off £7000 - £1743 - 19.4%
Make £2021 extra income - £99.75
Hi fmess - hope things settle down for you, and that your dad is ok.
Busiest month of the year for me so I will focus on what I can and let go of what I can't.
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=1
Fashion on the Ration 28/66
Elderly illnesses are threatening - my own special brand of toxicity - I can't jettison them but will try to shut up about it.