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NST June 2019 - Ninja powers
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Minimise:
Bills 1) Swap my mobile phone provider 2) Reduce gas usage - changed the thermostat so the hot water doesn’t come on at night as no one uses it
Clutter 1) Dining room unit 2) [STRIKE]Pink bedroom[/STRIKE] cleared out, trip to the tip and charity shop. Carpet needs a clean and some stuff to go in the loft still 3)Dresser drawers
Spending 1) Groceries budget £300/£129.18
Unnecessary spends 1) Stick to our budget OK so far 2) First monthly budget meeting planned with DH for 2nd June -Dh and I had our chat and went really well:D both on the same page 3) Cut back to avoid using CC had too replace an item today
Waste 1) Minimise food waste ( I can't afford to waste anything this month) - leftovers saved for tomorrow
Maximise:
Dreams (dream big) 1) Debt free in 2 years, mortgage free in 10 BT fee free the last bit of interest bearing credit
Education 1) Sales efficiency analysis (work) started 2) Yoga - first class on Saturday, loved it and aching today3) Clean eating diet and keeping it up to include batch cooking, motivation, tactics to avoid eating carp etc. - DH and I have had a week off the diet plan this week before starting again Monday
Fruit and veg intake 5/day every day including at least 1 green veg everyday 21/150 portions Green Veg 4/30 portions - will catch up this week when I am back on plan
Getting niggly jobs done 1) DS CTF/ISA 2) [STRIKE]Sort pink bedroom back to a bedroom instead of a dumping ground [/STRIKE]3) List freezer and re-organise contents 4) Paint porch interior 5) Paint utility, downstairs loo and spray paint cistern and replace loo seat.
Health Lose another 7lb (ideally by 25th June but this will be tough) - weigh in tomorrow
Meal Planning - will post them and be accountable to keep me on track with eating well, weight loss and grocery spending. will do meal plan tomorrow as per diet plan
Moving more - Exercise 3 times per week and walk dog everyday I am home - Exercise 3/12, Dog Walks 3/20
Time with those you love - Phone D&S, phone S&J, visit Mum, book meet up with J&C, phone JP, phone JL lovely catch up with Mum who is back from her hols
NSD Aiming for 10 due to wanting flexibility of buying fresh food every couple of days 3/10Save £10,500 - £2673.77 - 25.5%
Pay off £7000 - £1743 - 19.4%
Make £2021 extra income - £99.750 -
Hi all:j
Minimise:
Bills Looking to get some secondary DG on our old windows to help with heating this place. This will be a long-term project IMHO. To that end:
Clutter: Lots to clear before even survey to do windows could be organised. Cleared some more stuff, this time upstairs. Also got rid of another bag of paper rubbish, I swear it breeds. More sorting upstairs today & more stuff into the garden waste bin. On wards & upwards. Not much clearance today, but did use up some fridge bits & other stuff to make soup for lunch & spag sauce for supper. Cleared out fridge today & ate food we had in/leftovers for both meals. Grey bins out both full of carp. DH says going to tip this week.
Spending: Need to budget for groceries. Starting with £300 including pet food. Have receipt ready to file, but about £35/300. Only spending today was on a course for the end of June, which got rid of my NSD. No spending today couldn't book ferry as discount we have requires booking in euros on .ie site & not enough euros in account atm, need to transfer.
Unnecessary spends Proud of myself today, as I saw a handbag I 'wanted' on a FB selling page, & immediately stated my interest. Then had second thoughts, it was nice, I did like it, it was being sold for a reasonable price, I have the money - but I have the same bag in other colours!! And lots of other bags too. Messaged seller to retract, no problem as she had a queue of people interested. DH however unimpressed with my restraint. Spent on course which technically was not necessary but is a cookery course cooking food from my heritage, so should be fun. No spends today.
Waste: Ate leftover sandwiches for lunch - 5 days running now, did waste some pineapple that had gone bad. Thank goodness have no more blinking sandwiches left. Some fridge bits (of DDs) into dogs which I don't consider a waste. A bit of waste clearing out fridge but again mainly to pets. Realise need to clear it out more, especially before shopping so I can see what needs using up.
Maximise:
Dreams (dream big): Would like to fit the DG as mentioned earlier, also need the driveway doing but would be a very large amount of cash as it's so big....Clearing the clutter will help enormously with this, both financially & in the long term. Outside painting needed now, will be a big job & need scaffolding. This again will be £££. Did find a few items for selling, ready for photographs. Added to pile of For Sale Items but bad weather meant I couldn't photograph as yet. No progress but found some other items to sell. Have funds building up in my b/a to pay for next trip. Will be transferring funds into euro account to pay for trips. Will be going away 3 weeks in August.
Education
Fruit and veg intake: Definitely need to increase F&V consumption, on this. Fruit with breakfast & some fruit this afternoon. Need more fruit & no veg eaten today. Fruit with breakfast & lots of veg consumed in the form of soup for lunch & incorporated into spag bol sauce. Not brilliant but fruit with breakfast, veg-rich soup & bolognaise with lots of veg.
Getting niggly jobs done Painting inside & out, get builder to fit cowl on chimneys, get chimney swept, painting outside as well. No progress as yet. Too busy clearing/cleaning in prep for all the visitors. No progress yet. DH fitted new toilet seat yesterday, thankfully before visitors arrived as the seat was cracked, luckily he got it fitted as initially he said it didn't fit. Bravo HB! (& DH of course). Outside weeding the rockery this morning before the rain struck. Still struggling with little sleep, dogs restless & woke me every hour from 3.30 am..ugh. Does answering emails count as a niggly job - it does to me! Well in that case answered a few. Need to do more, after this post will do the 3 I need to send.
Health: Lose approx. a stone & a half. Probs no progress. See cake making & eating above. Same old same old. More visitors, another cake. Damn them all. Better diet today but ate a few sugary things due to feeling unwell. Still eating a bit of sweet stuff as head still bad. Hopefully some sleep tonight & better tomorrow. Hmm no comment. Made more cake - in the nature of an experiment as I can only make one sort with any consistency. This one voted a hit but not quite right yet, needs a bit of tweaking. DH very happy though.
Meal Planning: Need to meal plan as tend to go with the flow, and it doesn't always work out. Plan for next few days so far. Tomorrow this is happening choose what. Sort of, I do know what's for the next few days. Felt too poorly to clear out fridges though. Supper was just poached eggs on toast, all I could manage to cook today. Always feel this is not a proper meal. Back to meal prep in earnest & managed to make both lunch & supper from stores. Will do a meal plan before shopping on Tuesday.
Moving more - More exercise taken as gardening. Todays exercise was cleaning AND gardening. Only exercise cleaning in the last 2 days. Note to self, do not have visitors round when you have 3 very large hairy dogs (and a cat) and it has been raining. Out in garden this morning, was very warm although that could be to do with me pulling weeds out of one of the many rockeries. More weed pulling but this time not sunny so easier. Short time outside today bit of weeding & more time in greenhouse potting on. Bit of gardening but weather pretty bad later on this afternoon.
Time with those you love: Visit of uncle & aunt today, great to see them & did get to discuss a bit of FH with uncle, so a bit useful as well. Visit of BF yesterday, visit of other BF & guest today. Was a hoot - and they gave me a gift card!! And an orchid, how kind. Wish all visitors would pay for their visits LOL. They also said 1. Your hair looks nice (!) and 2. Have you lost weight (absolutely not). They can come again, soon. Time with DH today until I gave up & had a nap for an hour. Then DD came after her shift & after a meal out with her team. Emailed friend in US that I haven't been in touch with for a while. Lunch again with DD & DH today.
NSD: now 6/15
Check in every day Here I am, hello folksNew start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
Sasha - dealing with emails definitely counts as a niggly job in my book!
XSpender - glad the chat with dh went well and you are both aiming for the same things.NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0 -
Morning Turtles,
Just checking in.
Minimise-
Waste- soup for my lunch using what's in the fridge & no doubt more fruit teas today.
Unnecessary spends- not planning to spend anything so today should be NSD 6.
Screen time- phone going away until lunch!
Maximise-
Excersize- back on the bike tonight.
Fruit & vegetables- soup is full of goodness.0 -
A trip back to Bonny Scotland this weekend was surprisingly inexpensive and I managed to bag myself a NSD, taking me up to 5 for the month.
I think I'll need to visit this weekend again though due to problems with a filling that my dentist gave me whilst I was there. So I don't really want to drive the 300 miles, and I can't take the train cause I need my car, but I think I'll have to.0 -
Today will be NSD 7. Made 50p on surveys and still waiting for the Swagbucks payout.Hope you have a good day.No Spend November 2/15 and SPC 1340
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Sorry for lack of check ins but didn't have much to say. Poor night's sleep on Thursday (worried about getting up in time for exercise class and the more I told myself I needed to get to sleep, the more elusive it became).
Exercise class was good and mood improved by the time I got there and again after exercise - managed the warm up and most of the exercise standing up rather than mostly chair based. Came home for lunch then on to mum's. She had been posted details of another holiday so booked that (had tried to do it on-line but had to phone in the end). Based in Bournemouth but with a trip to Monkey World (yippee) included. Will be another long journey though.
Came home from mum's a bit early as I was on the verge of nodding off and wanted to get my mask on and hooked up to the machine. Could not get to sleep. Thinking positively, it is still early stages in correcting my sleep pattern and I have made a dramatic change rather than a gradual one so just teething troubles.
Had fun eating all my ys bits bought earlier in the week and was kind to two people - told a workman where he was (he was trying to give directions over the phone and didn't know the name of the street he was in. Gave up my seat on the bus for someone older and frailer than I was.
A small amount of progress has been made on the kitchen and have done some little bits of exercise (checking out bits of my body and seeing how mobile they are - leg raises, ankle exercises, stretching).
Today I am grateful for better weather (no downpours), for making meals from unpromising bits and for music.My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.NST SEP No 1 No Debt No mortgage0 -
The weekend involved spending as it always does. Ran and cycled this weekend and ran this morning and also walked the dog. Was supposed to rain all day here so I didn't do any washing and there hasn't been a drop yet so it would have dried on the line just fine.
Need to call and get some loo roll on the way to school today but that comes from my grocery budget.Debt Free and now a saver, conscious consumer, low waste lifestyler
Fashion on the Ration 28/660 -
I am still here.
Friday - Day off - Didn't do Chester Zoo rang them because of the bad weather forecast and I can upgrade my ticket to anyday visit and pay extra £6 when I visit. Thanks Mothernerd for your advice will look into monorail when we visit. 11 miles of paths apparently. Little spend of £5 went to a local animal farm and took a picnic. Pleased to report that was my only spend all weekend and we got home just before the big rain.
Did use what was left on M/s gift card £9 for fruit/ veg.
Saturday - took grandkids on the beach for quick walk, tad windy but came home still with them.:rotfl:
Sunday - walkies arount NT garden, free as member, took water with me.:)
NSD now 6/15
Today - oops Claimed Quidco reward in bodyshop voucher, already had £5 off Bodyshop to use so treated my self to face creams. mask. Usually use lidls but nice to have a change. Also treated my bathroom to a cute wicker heart - chill out in bath nite planned, after exercise of course:rotfl:
Clutter made a start in my wardrobe, evicted 2 pairs of jeggings. Need to try harder:o
Feeling a bit down at moment, not like me, everyone going on holiday and coming back looking tanned/ healthy not helping. Well good thing is I dont need to water all my friends gardens this week, had to empty some on their pots of waterLBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/220 -
Hello,
Hope everybody is doing fine and hugs to those you need them.
We had a busy, spendy weekend. Got up super early on Sat and went for a run, managed my planned distance. Then DH took the kids to use their 3rd/5 horse riding vouchers and I ran round the house hoovering, tidying etc. Then we drove over to FIL's. I made a gammon joint in the slow cooker for our dinner there and it was amazing. I lived here for 15 years but never tried or cooked gammon. So inexpensive and tasty. On Sunday we needed to buy the kids some clothes. DD needed a summer jacket and DS needed new school shoes as one of the P6 pupils threw his left shoe over the fence. Although with only three weeks to go he got dark trainers (needed some of them too) not proper school shoes.
Had to make another big batch of pancakes (first test low carb batch from Thurs is gone and after not quite telling the truth about the ingredients -almond and coconut flour, vs normal ones, everybody actually preferred the low carb ones) and froze some. Also boiled my eggs for the week. Today I will prepare some more lunches for the week.
Today is finally a NSD again (not sure about my total, will check). I went to the gym at lunchtime and then ate my HM lunch. Dinner will be various LO that are not enough for a proper meal put together. There will be lasagne, garlic bread, salad, 2 sausages, some roasted sweet potato and what ever else I can find. Oh, yes, wanted to try making some courgette fritters.DEBT 02/25: total £6100 Debt free date 12/250
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