Equity - Boyfriend - new house argument

Annieireland71

fred246 wrote: »

The only article I have ever read about refusing to work was this

If you read the article she did exactly what they say and took a job that lasts for a few hours a day. So she earns up to £4k a year.

Hey
I don't need anyone railroading my thread. no offence. BUT I'm taking the support and reading things here that I need.
Fred - you may have difficulties and i am sorry for that. but im beginning to wonder what the point in life is - you say you are a millionaire?? how about helping out a fellow human being?

BillTrac

OP, what about the £24k you've already given him? Surely that should be taken into account when the greedy !!!!!!! is dividing up the equity?

Annieireland71

Candyapple wrote: »

It’s called being a mug. Both your wives saw you coming. Never ceases to amaze me how dumb some men (and women) are and what they purposely choose to put their blinkers on to. Highly educated and refuse to work? Nah, more like highly educated enough to snag men of yours and your mate’s calibre i.e. rich with good jobs, got into relationships, secured the bag with marriage, house bought, and then later having kids. Why would they work? Tale as old as time.

I especially like this line :rotfl:






Like I said, you were the mug who married her. People never change. Her true intentions would have been there from the start, unless of course she was a master manipulator of the highest form and managed to keep her game face on the entire period you two were together before you got married which is highly doubtful.

There are women and men out there who are gold-diggers and want nothing more in life than to sit around and do nothing on someone else’s dime. They are easy to spot. As I said, usually it’s a case of the person who falls in love with them has their blinkers on for whatever reason whether that is loneliness / insecurities / childhood issues and cannot see past their BS until it is too late and they have legally tied themselves to that person then said person is free to behave how they like knowing they are set for life.

I think I might be physically sick

hes just called me shouting the odds that I'm refusing to sell my car and only have use of 1 car - or worse! hes askes me if public transport is beneath me!! says what type of person am I that think that life would be so hard only having a Mercedes to drive around in!!

says he cant work and its my fault

Annieireland71

BillTrac wrote: »

OP, what about the £24k you've already given him? Surely that should be taken into account when the greedy !!!!!!! is dividing up the equity?

hes not interested in that. days that he paid for my kids school uniform - has asked for that money back.... only this morning

Annieireland71

calleyw wrote: »

I am confused is the house Sold Subject contract? As where are you living now?

Take your equity and walk away now. Better to be in debt then having to live like you are.

36K on a car and he does not work????? But expects you to sell your car. NO NO NO NO NO NO NO. See the control you are expected to go with out but not him.

I know you are in love with him and the pain of leaving is going to be massive. But take the emotion out of it. Does he look a good catch? What if a friend came to you and told you the same story. your first reaction would be to tell her to leave.

I would say this is abusive relationship. Abused woman take on average 7 attempts to leave. You have no children together and soon no joint assets.


He will contact you when you leave to try and get you back. Get a new number.

I would say run not walk away and don't look back.

Yours

Calley x

yes - stc - haven't appointed solicitors yet

Candyapple

Your maths doesn’t add up. Can you please answer the questions I asked you on post #94?

Also – the £12k he is asking from you to clear his cc debts – if the joint equity was to be put towards the new house as a deposit, where is this £12k supposed to be coming from?

Do you have £12k elsewhere that you didn’t mention?

Annieireland71

Candyapple wrote: »

Your maths doesn’t add up. Can you please answer the questions I asked you on post #94?

Also – the £12k he is asking from you to clear his cc debts – if the joint equity was to be put towards the new house as a deposit, where is this £12k supposed to be coming from?

Do you have £12k elsewhere that you didn’t mention?

hes asked me to get a loan once the new house sale completes

the £12k is his debt - not in my name

Comms69

Candyapple wrote: »

Your maths doesn’t add up. Can you please answer the questions I asked you on post #94?

Also – the £12k he is asking from you to clear his cc debts – if the joint equity was to be put towards the new house as a deposit, where is this £12k supposed to be coming from?

Do you have £12k elsewhere that you didn’t mention?

They have no money anyway. No lender is going to lend that amount when they have a cumulative debt of £70k.

Annieireland71

Candyapple wrote: »

How does this work? Even if you did a multiplier of 4.5 for your salary, that would mean a total amount the bank would lend you would be £162k, plus the deposit of £55k = £217k. Yet the house you are looking at costs £270k? That's a deficit of £53k. Not including the price of stamp duty, solicitors fees etc.



He has a £36k car on finance and doesn't even work?! Was he planning to sell this?

the new house is on help to buy scheme and the builder is contributing 5% deposit - its a really good opportunity - BUT!!!!! and he has NO intention of selling his car!!!!

Annieireland71

Comms69 wrote: »

They have no money anyway. No lender is going to lend that amount when they have a cumulative debt of £70k.

My debt will be cleared from the sale of my house - I wont be carrying over any debt...