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Equity - Boyfriend - new house argument

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Comments

  • Caraway90
    Caraway90 Posts: 134 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    he says that he cannot work because i treat him badly and he is down all the time. he also blames my teenage dughters that they can be disruptive and spoil the peace and quiet.

    i think that if the house sells and its straightforward he will take the 50% - i wont be able to mortgage a new poperty as i have 24k debt and 2.5 overdraft

    im really screwed

    Spoil the peace and quiet, you'd think that would be an incentive to spend less time in the house and more time at work.
    Also, he knew of the children when the decision was made to move in - children don't tend to be quiet.
    FTB 2017 :D
  • Candyapple
    Candyapple Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hes agreed to sign the money back to me - and we are going into rented accommodation.

    He agreed to sign the £33k over to you? No strings attached?

    Forgive me for being sceptical, but unless he has actually signed legal paperwork and you have the money in your bank, I find it hard to believe he has done a complete 180 in the space of a few days where he was trying to tap you up for an extra £12k and also trying to force you to sell your car.

    When you say ‘we’ are going into rented accommodation – surely you don’t mean you are still in a relationship with him? Or did you mean you and your kids will be moving into rented?

    If you are still with him, what will moving into rented achieve? I mean he still won’t be working / contributing so you’ll still be the one responsible for everything. The only thing that would have changed is you’d be paying a landlord instead of a mortgage.
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com
  • Candyapple wrote: »
    He agreed to sign the £33k over to you? No strings attached?

    Forgive me for being sceptical, but unless he has actually signed legal paperwork and you have the money in your bank, I find it hard to believe he has done a complete 180 in the space of a few days where he was trying to tap you up for an extra £12k and also trying to force you to sell your car.

    When you say ‘we’ are going into rented accommodation – surely you don’t mean you are still in a relationship with him? Or did you mean you and your kids will be moving into rented?

    If you are still with him, what will moving into rented achieve? I mean he still won’t be working / contributing so you’ll still be the one responsible for everything. The only thing that would have changed is you’d be paying a landlord instead of a mortgage.

    Thats what he says.....

    as for moving - if he wants to be with me he has TO get a job
  • Candyapple wrote: »
    He agreed to sign the £33k over to you? No strings attached?

    Forgive me for being sceptical, but unless he has actually signed legal paperwork and you have the money in your bank, I find it hard to believe he has done a complete 180 in the space of a few days where he was trying to tap you up for an extra £12k and also trying to force you to sell your car.

    When you say ‘we’ are going into rented accommodation – surely you don’t mean you are still in a relationship with him? Or did you mean you and your kids will be moving into rented?

    If you are still with him, what will moving into rented achieve? I mean he still won’t be working / contributing so you’ll still be the one responsible for everything. The only thing that would have changed is you’d be paying a landlord instead of a mortgage.


    not £33k

    £33k-£12k
  • Sea_Shell
    Sea_Shell Posts: 10,089 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Thats what he says.....

    as for moving - if he wants to be with me he has TO get a job

    "Ain't nothing going on but the rent, you gotta have a J O B, if you wanna be with me" - Great song. Maybe play it to him!!
    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
  • pimento
    pimento Posts: 6,243 Forumite
    Part of the Furniture 1,000 Posts
    I don't wish to end the relationship - but he is trying to do secure money at all costs.

    Really? You need to get shot of this absolute parasite.

    Stop paying his bills for him.
    "If you think it's expensive to hire a professional to do the job, wait until you hire an amateur." -- Red Adair
  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    as for moving - if he wants to be with me he has TO get a job

    And do you trust him not to take on a job until he's moved in with you and then giving it up, leaving you in the same position as now?
  • elsien
    elsien Posts: 36,552 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Whilst his might seem odd.... i do have feelings for this person - although his attitude to work and money is awful

    i wish know what my rghts are in this scenario - im trying to keep the reltionship element separate

    If you want to continue a relationship with him (and I am struggling to see why, but each to their own) you don't have to be living in the same house to do so.
    This is only going to be more complicated moving forwards, and why would you want to give someone a load of equity knowing full well they're not paying their way now and are very unlikely to be doing so in the future. He may not want to be a lodger but at least lodgers pay for the roof over their heads.
    Sort your finances out now, live apart, then see whether the relationship is really worth hanging on to.
    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
  • LadyDee
    LadyDee Posts: 4,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Unbelievable! You work, you give him half your house, you give him money, you pay the bills, and you want to keep him? Sorry OP, t's not legal advice you need ..........
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