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Easter 2025 I’m coming to get you!
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Well done:j. :j:jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
That's fantastic! Well done!!Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!0 -
Thanks everyone, yes I’m really chuffed. If someone had said save up £20k in 4 years I’d have laughed but I’ve actually done a lot more when you factor the interest in. It’s given me renewed vigour to go at it again and to keep an eye on those budgets. Now off to meal plan a frugal week for the grocery shopping tomorrow evening
Good things for today, towels dried on the line so smell really fresh, had our own home grown potatoes for tea and I’ve picked a lovely bunch of flowers from the gardenSPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)1 -
Hettyhound wrote: »Thanks everyone, yes I’m really chuffed. If someone had said save up £20k in 4 years I’d have laughed but I’ve actually done a lot more when you factor the interest in. It’s given me renewed vigour to go at it again and to keep an eye on those budgets. Now off to meal plan a frugal week for the grocery shopping tomorrow evening
Good things for today, towels dried on the line so smell really fresh, had our own home grown potatoes for tea and I’ve picked a lovely bunch of flowers from the garden
3 good things today:)I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Beautiful morning and sat outside with my coffee. Two amazing, and very large, herons just flown over and very briefly landed in a tree behind my garden. They called to each other and flew off again; fantasticSPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)1
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Today’s task is to build a frog hibernation site at the edge of the pond. I found some instructions on the RSPB website so when we are out with the dog this morning we will collect some sticks to put in it. I did order some bog plants yesterday, although originally I said they would have to wait due to bailing out my sister, but I really need to get the pond planted up before the weather turns. I also found an old wooden breadbox in the cold frame which I’m going to try and fashion in to a hedgehog house, again instructions taken from web but Gardeners world this time. If they both work out (no reason why not) then that’s £50 saved from not buying readymade but also immense satisfaction at creativity and recyclingSPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)1
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Has anybody used the MSE cheap energy club? My exit fee for my energy deal ends on 12 November with the tariff ending on 31 December. Thought I might give them a go to see what deal comes up. I am a low user though so I’ll be interested to see if I can save much. I’ve got a note to find my house insurance next Friday as that’s my golden 21 days before it’s due. Even if it’s a similar price the cash back would come in handySPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)1
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I have used it & got cash back.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
I have used it several times and got the cashback. Also had a cashback 'surprise' from house insurance using switch site1
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Thanks everyone
. I did a quick recky of the insurance sites with regards to the TCB amounts and they are all very similar. No deals that particularly interest me via MSE direct so on Friday I’ll do the top 4 insurance sites to see what comes up. Must remember not to over insure and just as long as I get new for old and accidental damage I have no high value items. Hoping for a reasonable price that is at least in line with what I paid this year
Think I’ll definately try the cheap energy club when my tariff ends in November; it’s marked on my calendarSPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)1
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