Easter 2025 I’m coming to get you!

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  • beanielou
    beanielou Posts: 90,626 Ambassador
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    Yes. They seem ok.
    Dident realise that you could rewax them.
    Ours are sold by a local charity.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Hettyhound
    Hettyhound Posts: 948 Forumite
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    On the site I was looking at they sell blocks of the wax mix they use and apparently you grate it over and then do something involving an iron, teatowels and greaseproof paper so you can make them last up to 2 years. Just wondering whether I could trust my boy to bring the waxed cloth home in his packed lunch though or whether it would end up in the bin! Maybe reserve it for my sandwiches and still use the empty bread bags for his.
    Grocery challenge SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 ? MFW #21 Mortgage start Dec 2015 £79,950; January 2024 £26,105 2024 OP £150/COLOR]/£1,500 MFiT T6 #3 £13,159/£25,500 (51.60%)
  • beanielou
    beanielou Posts: 90,626 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    Yes, use for your sandwiches :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Hettyhound
    Hettyhound Posts: 948 Forumite
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    Fruited soda bread was upcycled into bread and butter pudding, much nicer :)
    Grocery challenge SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 ? MFW #21 Mortgage start Dec 2015 £79,950; January 2024 £26,105 2024 OP £150/COLOR]/£1,500 MFiT T6 #3 £13,159/£25,500 (51.60%)
  • Hettyhound
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    Bizarrely I got an annual mortgage statement from my bank yesterday. It seems a strange date as I completed on the property in November so I'd always assumed that was my statement date. Anyway rather depressingly despite my best efforts I have still paid nearly £500 more in interest for the year then I've actually overpaid. Target for next year is to overpay more than the interest charged.

    Have chased up about that interview I had on the 9th but no response so hoping that means they are close to making a decision. I've also literally just received an interview invite for Monday and I am on holiday that day anyway. Its one of the two jobs I applied for on Monday and is only about 2 miles from where I live. Just need to sort out a babysitter now.......
    Grocery challenge SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 ? MFW #21 Mortgage start Dec 2015 £79,950; January 2024 £26,105 2024 OP £150/COLOR]/£1,500 MFiT T6 #3 £13,159/£25,500 (51.60%)
  • Jessy103
    Jessy103 Posts: 1,837 Forumite
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    Hi hetty! Hope you're well? Dont be disheartened about the interest, you'll get there! Good luck with the interviews! :)
    Mortgage Balance as of Jan 24 £36,500 Starting Mortgage Balance (June 2019) £72,000. 2024 Overpayment Challenge: Jan £558.40, Feb £588.11, Mar £497.32
  • Hettyhound
    Hettyhound Posts: 948 Forumite
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    Hi Jessy, good to hear from you. Hope all is well in your new home :). Today is payday yaaaaaaay but will not be a NSD! Have to buy school shoes but mr marks and his pal don’t have a huge amount in his store so will measure the child’s feet then order on line (via TCB) for delivery to store and collect over the weekend. Just need to shorten his new trousers and then we will be good to go for the return on Wednesday. I’ve arranged someone to have my son on Monday morning as obviously Monday is the only day holiday club is closed :mad: I have to say this is the first interview I feel like I really want so trying not to get my hopes up. It’s back to full time and the money is the same as I get now on 30 hours but I’ve worked through the budgets and I would be slightly better off. It’s nearer home so will save on fuel, free parking so that’s £10 a month and as it’s a 9am start I think I can drop breakfast club by dropping him off at 8:45 when school opens and still be at work for 9; that alone would save me £17 a week.

    My freezer is looking a bit empty at the moment so as I’m off now until Wednesday I might get a bit of batch cooking done. I’ve a sad looking cauliflower which is going to become soup later on today but otherwise fridge is pretty empty which is how I like it when it’s shopping day. Have to stock up on staples for the cupboard so lots of tins buying which will make the larder cupboard look better :rotfl: although I will still have to create something with them.

    Got slightly more in my pay this month as we got a %age increase applied in August. Have to decide which pot that goes in now. Two more trips out planned and then back to normal so hoping pots will remain fuller for longer this month although Beavers payment is now due and I’ve still got to sort out guitar lessons and a guitar.
    Grocery challenge SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 ? MFW #21 Mortgage start Dec 2015 £79,950; January 2024 £26,105 2024 OP £150/COLOR]/£1,500 MFiT T6 #3 £13,159/£25,500 (51.60%)
  • Moneyfordreams
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    Good luck with the interview :)
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • Hettyhound
    Hettyhound Posts: 948 Forumite
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    Was very MSE with the small pay rise and bought a small premium bond :). Made a mandarin and poppy seed loaf last night that we will have toasted for breakfast and also a bean chilli for the freezer. Will make a peach and chickpea curry today also for the freezer, a courgette cake and though I might make some fish cakes. Never made these before but don’t look that taxing! Shoes ordered for collection today and pin put in trousers so I can get on with those. Will order some beeswax wraps over the weekend and see how they go and also considering buying some shallow plastic (sorry planet!) containers for more efficient freezer storage. My freezer is small, just a couple of shelves above the fridge but that means I empty it more regularly and it runs more efficiently as it’s normally full. I could do with something that stacks better in a small space. Child is driving me up the wall with stinky attitude but according to other parents they are all the same! Six and a half weeks is about four weeks too long :rotfl: Roll on Wednesday when we can start getting back into a normal routine..........
    Grocery challenge SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 ? MFW #21 Mortgage start Dec 2015 £79,950; January 2024 £26,105 2024 OP £150/COLOR]/£1,500 MFiT T6 #3 £13,159/£25,500 (51.60%)
  • savingholmes
    savingholmes Posts: 27,544 Forumite
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    Hope interview goes well. If you did manage to drop the breakfast club you may also find your child is less tired. Helped for us when ours were at that stage.
    Achieve FIRE/Mortgage Neutrality by mid 2030
    1) MFW Nov 21 £201,999 with 236 payments to go - now £183,036 Equity 26.8%
    2) Spend on handyman & external building works & new patio door £12.65K
    3) CC £4.6K on 0% spends card but offset by £33.8K savings (part EF, part future home improvement)
    4) Mortgage neutral by June 2030 AVC £10.2K/£127.5K AVC target 8% value at 15/5
    5) FI Age 60 annual income target £13.7/30K 45.7%
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