Easter 2025 I’m coming to get you!

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  • Hettyhound
    Hettyhound Posts: 948 Forumite
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    Went to Countryfile Live on Friday, bit soggy but really good. Joined the National Trust which I’ve been thinking about for ages and it gives us more “free” days out. We have already used it as there’s a NT property about 5 miles from us with nice outside space. It’s going to be tight money wise until pay day as we have a visitor this week and a couple of holiday trips but I’ll spin it out as normal. They have been and collected my old mattress today so I can reclaim the spare room although my son wants to share with me when our visitor is in his room; there goes my restful sleep!
    Grocery challenge SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 ? MFW #21 Mortgage start Dec 2015 £79,950; January 2024 £26,105 2024 OP £150/COLOR]/£1,500 MFiT T6 #3 £13,159/£25,500 (51.60%)
  • Hettyhound
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    Hello everyone :hello:

    Sat here at work with a cracking headache brewing and a long rest of day ahead of me. I can't get motivated at all but will go out for walk at lunchtime to hopefully clear my head. I've won £10 on the postcode lottery so that's going to go off the mortgage and my EF has hit £1K which was the target but I do have a credit card bill about to drop (for the lovely comfy mattress so well worth it). I might just squeeze the payment for that from next months salary as it should be a cheaper month, they are back at school! Still not heard anything about that interview yet. They did say it would be a while as they were still doing interviews for the whole team they were recruiting. I've got so much going on at the moment I haven't got time to think about it anyhow so I'll leave it until after the bank holiday weekend. I've got some more jobs to apply for over the weekend.

    I need to go shopping this evening but feeling really uninspired on the food front, I just know I want bright colours not beige! Will have a think and write my list later. My cousin is arriving about 9 pm so have a lot to do apart from the shopping. Excellent news on the frog front. Yesterday evening three little heads all in a row popped up at the edge of the pond :D I really must get the edges of the pond planted now to give them some protection.
    Grocery challenge SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 ? MFW #21 Mortgage start Dec 2015 £79,950; January 2024 £26,105 2024 OP £150/COLOR]/£1,500 MFiT T6 #3 £13,159/£25,500 (51.60%)
  • savingholmes
    savingholmes Posts: 27,544 Forumite
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    Glad you are enjoying the frogs. We once had a visitor to our garden who was scared of frogs and had the unlucky experience of them jumping noisily towards her from every direction. At the time we had a pond - but sadly its since dried out. We need to replace the pond liner and other elements and haven't got around to it.
    Achieve FIRE/Mortgage Neutrality by mid 2030
    1) MFW Nov 21 £201,999 with 236 payments to go - now £183,036 Equity 26.8%
    2) Spend on handyman & external building works & new patio door £12.65K
    3) CC £4.6K on 0% spends card but offset by £33.8K savings (part EF, part future home improvement)
    4) Mortgage neutral by June 2030 AVC £10.2K/£127.5K AVC target 8% value at 15/5
    5) FI Age 60 annual income target £13.7/30K 45.7%
  • Hettyhound
    Hettyhound Posts: 948 Forumite
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    I’m finding the frogs amazing and the pond is so therapeutic. Had a lovely day at the seaside in the sunshine. Had fish and chips, a paddle in the sea, a ride on a boat and ice cream; lovely memories. Hoping for a few quiet days up until pay day and then trips out planned for next weekend as it’s nearly time to go back to school. Best get all his uniform labelled and trousers shortened, eh it never ends! :rotfl:
    Grocery challenge SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 ? MFW #21 Mortgage start Dec 2015 £79,950; January 2024 £26,105 2024 OP £150/COLOR]/£1,500 MFiT T6 #3 £13,159/£25,500 (51.60%)
  • beanielou
    beanielou Posts: 90,652 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    Sounds like a great day at the seaside:)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • savingholmes
    savingholmes Posts: 27,544 Forumite
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    Oh I do love to be beside the seaside... sounds amazing!
    Achieve FIRE/Mortgage Neutrality by mid 2030
    1) MFW Nov 21 £201,999 with 236 payments to go - now £183,036 Equity 26.8%
    2) Spend on handyman & external building works & new patio door £12.65K
    3) CC £4.6K on 0% spends card but offset by £33.8K savings (part EF, part future home improvement)
    4) Mortgage neutral by June 2030 AVC £10.2K/£127.5K AVC target 8% value at 15/5
    5) FI Age 60 annual income target £13.7/30K 45.7%
  • Hettyhound
    Hettyhound Posts: 948 Forumite
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    Just received another £9 from Prolific so will pay a tenner off the mortgage later on today. Already this morning I seem to have achieved making “a flat thing” which is currently baking for breakfast. We have a Kipper book in which he attempts to make a birthday cake and it comes out as “a flat thing”; I appear to have done the same with some fruited soda bread for breakfast! Don’t you just hate it when recipe in a book doesn’t work? Far too much buttermilk for the flour ratio so it wasn’t a firm enough dough to shape and add the cuts over the top into. Well we will see how it bakes and more importantly tastes. Got three jobs to apply for today as it’s the closing date. Two are about three quarters done but it’s going to be a late night I think as I’ve got my son nagging already about what we are going to do today. House is a mess, garden is overgrown but it’s going to be far too hot to do any work, or the ironing, that’s my excuse and I love it! :D. Buzzer just gone so off to examine the flat thing :rotfl:
    Grocery challenge SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 ? MFW #21 Mortgage start Dec 2015 £79,950; January 2024 £26,105 2024 OP £150/COLOR]/£1,500 MFiT T6 #3 £13,159/£25,500 (51.60%)
  • Hettyhound
    Hettyhound Posts: 948 Forumite
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    Flat thing is vaguely edible but wouldn’t win Bake Off (which the writer of the recipe did!). Just checked Mr Hollywood’s soda bread recipe and ratios are the same so maybe it’s because I buy cheap flour and it doesn’t absorb as well? Looking forward to Bake Off on Tuesday, excuse to stop my life for an hour of pure indulgence, and make comments on my own at the TV :D. Been up for two and a half hours already and succeeded in making a flat thing, two forum posts, searching the internet for frog houses and beeswax food wraps.....very productive. Best go and get on with today’s bit of life :)
    Grocery challenge SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 ? MFW #21 Mortgage start Dec 2015 £79,950; January 2024 £26,105 2024 OP £150/COLOR]/£1,500 MFiT T6 #3 £13,159/£25,500 (51.60%)
  • beanielou
    beanielou Posts: 90,652 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    I got some beeswax wraps the other day:)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Hettyhound
    Hettyhound Posts: 948 Forumite
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    Have you tried them yet Beanielou? I’ve stopped buying cling film and am using foil, grease proof paper and puting a plate over open bowls for the fridge. I’ve looked at them before but have now discovered you can re wax them and get about two years of service out of them which seems ok to me. Payday on Friday so they maybe my monthly “me indulgence” as the frogs aren’t due to hibernate yet so their house can wait :)
    Grocery challenge SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 ? MFW #21 Mortgage start Dec 2015 £79,950; January 2024 £26,105 2024 OP £150/COLOR]/£1,500 MFiT T6 #3 £13,159/£25,500 (51.60%)
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