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My year of living dangerously

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  • Thanks everyone for the nice comments :)

    Just washed up and will try to keep the kitchen as it is. If I can get a plumber I can get a new kitchen tap and reseal the sink and fix the outlet. That will make a huge difference to using the kitchen and not feeling so bad. The plumber can also fit a new stopcock and a new outside tap.

    I need to renew my search for a plumber. This is a FROG :eek:

    Promise not to laugh and remember God loves a trier but I have had a new brainwave re a gym. :o Ok, I am gym averse but this is 5 minutes walk away. It will work out £3.17 a week and even if I use it just to have a shower 3 times a week I should be quids in. My bathroom has no shower remember…and in the event that I use it just for the cross trainer it will be worth it. Oh, and no contract. I will be paying £13 a month. I will join tomorrow on my way back from Tai Chi ;)

    I have a work meeting in town this afternoon. I meant to take a packed lunch out with me today but can’t find anything to pack so I will take some fruit, brazils and a coffee. I’m doing IF so eating within an 8 hour window, already my joints feel better and so does my digestive system. It is supposed to be good for blood sugar and the brain. Now to keep it up!

    Wishing us all a positive day :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • A great work meeting yesterday that helped clarify a few things for me. :)

    Still on 1/15 NSDs for November. I was hoping to claim one today but I needed trainers so I can try out Box Fit on Thursday. I got the trainers. They are okay and will do for now.

    I did a bit of my Tai Chi class but left early as the instructor talks non stop and it is the opposite of restful. I kid you not. There is no downtime from his incessant chatter. At one point he said to ‘go inside yourself and listen to your body’ I wanted to shout out ‘fat chance!’ instead of being rude I went for a walk. ;)

    A 45 minute walk today :)

    I did not go to join the gym but intend to do it before the end of the week.

    I made a lovely beef and red lentil chilli. Had some with a mix of cauliflower rice and brown rice. Froze some chilli too.

    Tonight I will be cleaning and decluttering under the stairs and creating a clear, clean hallway. Feeling very tired so will watch a bit of rubbish TV

    Wishing you all a lovely evening :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Great to see you stepping up a lot on your fitness and well being DIA
    Boxercise will be demanding but if you persist with that , you will notice a big difference .
    That tai chi guy sounds a bit wrong somewhere . It reminds me a bit of that very strange ad on tv that pops up sometimes, where this druggie pops up shouting deep relief . He looks like he could do with a wash . Hope your tai chi guy doesn't look like that . If so , run..:D
  • A great work meeting yesterday that helped clarify a few things for me. :)

    Still on 1/15 NSDs for November. I was hoping to claim one today but I needed trainers so I can try out Box Fit on Thursday. I got the trainers. They are okay and will do for now.

    I did a bit of my Tai Chi class but left early as the instructor talks non stop and it is the opposite of restful. I kid you not. There is no downtime from his incessant chatter. At one point he said to ‘go inside yourself and listen to your body’ I wanted to shout out ‘fat chance!’ instead of being rude I went for a walk. ;)

    A 45 minute walk today :)

    I did not go to join the gym but intend to do it before the end of the week.

    I made a lovely beef and red lentil chilli. Had some with a mix of cauliflower rice and brown rice. Froze some chilli too.

    Tonight I will be cleaning and decluttering under the stairs and creating a clear, clean hallway. Feeling very tired so will watch a bit of rubbish TV

    Wishing you all a lovely evening :)

    What a shame the Tai Chi man is a chatterbox as it should be a very calming and soothing activity. Well done on the 45 minute walk :T.

    Good luck with your de-cluttering tonight.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I like your gym justification. Hope it works out for you and you get some decent tradesman soon.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Great to see you stepping up a lot on your fitness and well being DIA
    Boxercise will be demanding but if you persist with that , you will notice a big difference .
    That tai chi guy sounds a bit wrong somewhere . It reminds me a bit of that very strange ad on tv that pops up sometimes, where this druggie pops up shouting deep relief . He looks like he could do with a wash . Hope your tai chi guy doesn't look like that . If so , run..:D
    Thanks AC :)
    Boxercise is only 6 weeks but hopefully I will see some improvement anyway. ;)
    What a shame the Tai Chi man is a chatterbox as it should be a very calming and soothing activity. Well done on the 45 minute walk :T.
    Good luck with your de-cluttering tonight.
    Thanks HHOD :)
    I like your gym justification. Hope it works out for you and you get some decent tradesman soon.
    Thanks SH :) Glad my justification convinced you ;)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • The trainers I bought were worn today and they were so comfortable. I am looking forward to using them for box fit tomorrow :)

    I was out today and took my food flask to save eating expensive rubbish outside the home. :)

    I bought a soup bowl I can’t really justify the price but I had it 2 years ago and broke it and I’ve missed it ever since. I used a tiny HMRC refund so I am only £5 worse off if you see what I mean…;)

    I also bought a teapot for £12.99 so today ended up being quite spendy. :o

    I guess today was very non froggy so due a bit of frog eating I think…

    I hope you have a lovely evening :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Not too well today. Putting the day behind me and will try again tomorrow.
    Will shop for iron, fruits, veggies and some good quality protein to tomorrow.
    FROG EATING! Just called 2 plumbers and left a message. They were not personal recommendations but used a vetted site. I might get lucky... I found my roofer this way so it is possible.
    Hope you MSErs have had productive days :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Agree with the soup bowl logic, I like pretty thin china and don't bother eating if we only have the nasty thick stoneware left.
  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Not too well today. Putting the day behind me and will try again tomorrow.
    Will shop for iron, fruits, veggies and some good quality protein to tomorrow.
    FROG EATING! Just called 2 plumbers and left a message. They were not personal recommendations but used a vetted site. I might get lucky... I found my roofer this way so it is possible.
    Hope you MSErs have had productive days :)

    Excellent! I hope those frogs that you ate turn into something good. Sometimes you need to take a chance - you're really good at trusting your gut and following your own intuition so you'll be fine.

    When you move house eventually, move closer to me. We have a small pool of trusted tradespeople nearby. You'll never have to look for a new tradesperson again! :rotfl:
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
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