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My year of living dangerously
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Thanks AC
The appointments are only quotes. One for a plumber and the other a builder re fascias but hopefully something will work out.
Just made another appointment for a plumber. He will come on Monday at 8am
Upset tummy. Threw away cheese and yoghurt. When will I learn?
(Have to admit the cheese was nice...) If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
I did it. I joined the gym. The lovely man let me off the joining fee and instead of an extra £11 I pay an extra £8. I am happy with that. I went searching for flip flops to wear in the gym, not easy to find in Winter. Got them! Now I am ready to get fit. I will be going in the morning. I can do hard things better first thing in the morning. Its weird but I am really looking forward to it.
Walked for an hour in total today
I need to focus on my budget planning a bit more. I checked my accounts and was pleased to be ‘within budget’ okay, but I am 11 days away from my old pay day and only half way through the month if I am aiming for 1st of the month. All this feast at the start of the month then famine for the rest is getting silly...:o
I hope you have all had good MSE days If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Great news about the gym DIA . You're putting your best foot forward in every sense. Hope it all works out 0
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Good news on the gym.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Shock! Horror! :eek: I have been to the gym and what's more I loved it, especially the shower bit It was a bit sad to realise how flabby I have become
So, 30 minutes of exercise The plan is to increase it until I am doing a 45 minute session. There are circuits on Thursday and box fit on Friday. But the plan is to get into the habit of waking and going straight away. It's nice I don't need a coffee as I am so close to home I can wait.
I looked at my vegbox and will be letting it go as it seemed a bit pricey for what was in it this week. The saving will pay for the gym. I can always nab cheap YS veggies instead. They not organic but Ald1 do organic now and then. It will do :money:
Hope you are all having a good weekend If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Wonky veg box in Morrisons seems a good buy.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Great news about your gym enthusiasm DIA . That's a massive plus if you can keep that going 0
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Great news about the gym :T"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Glad you made it the gym. Hope you got the quotes you needed and can book someone in. I sympathise with your pain in dealing with them all. We have a couple of tradesmen recommended by our neighbours and they have been fab. Still I am stuck in debating land on what replacement radiators to buy... Too many options these days...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Great news about the gym , always gives me a sense of well being after I have been.
Hope you get some more quotes sorted soon.Life is an adventure, never stop exploring.0
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