The Top Easy Access Savings Discussion Area

soulsaver

SpanishBlue said:

Cynergy must look at this thread!

They have just raised their rate to 1.32%

As always, a new account will have to be opened with them to get the new rate.

It'll be in the evening ToTP bulletin.. :thumb:

Nick_C

Yellowman said:

..... and my £1 test deposit today will not be viewable until Tuesday (next working day).

Do Ford Money observe US Public Holidays then?  

SpanishBlue

Yellowman said:

SpanishBlue said:

Cynergy must look at this thread!

They have just raised their rate to 1.32%

As always, a new account will have to be opened with them to get the new rate.

Cynergy pays interest annually, which is a deal breaker for some.

Cynergy have brought out so many new accounts in recent months, I receive interest every few weeks when I upgrade to their latest account, although for me interest once a year wouldn't be an issue.

typistretired

SpanishBlue said:

Cynergy must look at this thread!

They have just raised their rate to 1.32%

As always, a new account will have to be opened with them to get the new rate.

Opened a new one in seconds and closed old one

SpanishBlue

typistretired said:

SpanishBlue said:

Cynergy must look at this thread!

They have just raised their rate to 1.32%

As always, a new account will have to be opened with them to get the new rate.

Opened a new one in seconds and closed old one

Same here although I kept the old one open with a couple of quid in it so I didn't have to set up a new payee from my nominated account.

For the first time I see they have changed the number sequence of the account number.

Normally the number is just one higher than last time, but not this time.

typistretired

I close to ensure interest earned moves over to new account 

canaldumidi

Opened new cynergy account 2 hours ago but still not showing.Usually it appears almost instantaneously.

Anyone else having delays?

Daliah

Yes, I think Cynergy have closed for today.

Bobblehat

canaldumidi said:

Opened new cynergy account 2 hours ago but still not showing.Usually it appears almost instantaneously.

Anyone else having delays?

Tried to open one online at 6.45pm but got an error message just saying "Something went wrong" at the end of the process. Immediately, I then got an email saying the account was open, but that I needed to log on to see the details. I logged back in and the new account was not visible.

I called them and the CSA could see the account had opened but confirmed that she could only see it on some sort of in-house system and offered to put a report in to fix it. CSA said wait for email to confirm it was "fixed". So I'm waiting to see it online and transfer the funds from the 1.2% EA  to the new 1.32% EA. The CSA declined to do the transfer for me 

soulsaver

ToTP

OK rate tappers... Easy Access(ish) top 10(ish) of the pots.. BoE base rate 1.0% (05/05)

As at 27/05/2022.. c.21:15 hrs - Starter for 10; not meant to be comprehensive, DYOR.
Latest changes in bold.
Links added for all accounts. Thanks for all contributions.
Bracketed dates = date rate added/amended here.

1 Chase: Saver 1.50% App only Home | Chase UK

2 Cynergy: 1.32% (27/05) digipass or app for on line access. l (25/05) Cynergy Bank Thnx @SpanishBlue

3 Al Rayan:1.31% ( 10/05) Min £2.5k App only(ish) Everyday Saver (Issue 2) | Islamic banking | Sharia compliant & ethical (alrayanbank.co.uk) Note check if applied to existing acs? 

4 Gatehouse Bank 1.30% (04/05) - Sharia; £1k min initial deposit.  Easy access account | Gatehouse Bank | Gatehouse Bank plc 

5 Ford Money 1.30% (27/05) Flexible Savings Account - Easy access savings | Ford Money Thnx @Section62
No sooner drops out.. but back in again 

6 Yorkshire BS **Tiered** Internet Saver Plus iss 11 1.26% (1.1%<£10k 1.31%>£50k) (26/05) View our Easy Access Savings Accounts | Savings | YBS Thnx @southone

7 Atom: 1.25% (06/05) App only Instant Saver 1.25% Interest Rate - Easy Access Savings | Atom bank

8 Aldermore: 1.25% Double Access (29/04) or 0.85% EA . £1k to open Double Access Account, Instant Access Savings Account - Aldermore Bank

9 Tandem 1.25% app only (20/05) A greener way to save for the future (tandem.co.uk)
thanx @Thumbs_Up

10 Paragon Triple Access 1.25% (20/5) Triple Access Savings Account | Paragon Bank

11 Principality BS 1.21% (26/05)  Online Double Access | Online Double Access (principality.co.uk) thnx @janusdesign

12= Coventry BS 1.20% (20/05) Easy Access (Online) (4) (coventrybuildingsociety.co.uk)

12= Zopa: Smart Saver (app only) 1.20% £85k max (19/04) (NB 7,31,95 day notice, rate boosted options). Smarter Savings built for real life - Zopa

See prior ToTPs for detail on recent 'drop offs...'  Marcus, Saga etc

Check terms for yourself - DYOR.
Note: These rates may not be applied to existing accounts...DYOR

Other than VM 2.0% £1k limit, others  of note?

Also see Regular Savings Accounts: The Best Currently Available List! — MoneySavingExpert Forum

And Cash ISAs: The Best Currently Available List — MoneySavingExpert Forum