The Top Easy Access Savings Discussion Area

soulsaver

ToTP

OK rate seekers... Easy Access(ish) top 10(ish) of the pots.. BoE base rate 1.0% (05/05)

As at 26/05/2022.. c.12:45 hrs - Starter for 10; not meant to be comprehensive, DYOR.
Latest changes in bold.
Links added for all accounts. Thanks for all contributions.
Bracketed dates = date rate added/amended here.

1 Chase: Saver 1.50% App only Home | Chase UK

2 Al Rayan:1.31% ( 10/05) Min £2.5k App only(ish) Everyday Saver (Issue 2) | Islamic banking | Sharia compliant & ethical (alrayanbank.co.uk) Note check if applied to existing acs? 

3 Gatehouse Bank 1.30% (04/05) - Sharia; £1k min initial deposit.  Easy access account | Gatehouse Bank | Gatehouse Bank plc 

4 Yorkshire BS **Tiered** Internet Saver Plus iss 11 1.26% (1.1%<£10k 1.31%>£50k) (26/05) View our Easy Access Savings Accounts | Savings | YBS Thnx @southone

5 Atom: 1.25% (06/05) App only Instant Saver 1.25% Interest Rate - Easy Access Savings | Atom bank

6 Aldermore: 1.25% Double Access (29/04) or 0.85% EA . £1k to open Double Access Account, Instant Access Savings Account - Aldermore Bank

7 Tandem 1.25% app only (20/05) A greener way to save for the future (tandem.co.uk)
thanx @Thumbs_Up

8 Paragon Triple Access 1.25% (20/5) Triple Access Savings Account | Paragon Bank

9 Principality BS 1.21% (26/05)  Online Double Access | Online Double Access (principality.co.uk) thnx @janusdesign

10 Cynergy: 1.20% (14/04) digipass or app for on line access. Now open to all (25/05) Cynergy Bank  

11= Coventry BS 1.20% (20/05) Easy Access (Online) (4) (coventrybuildingsociety.co.uk)

11= Zopa: Smart Saver (app only) 1.20% £85k max (19/04) (NB 7,31,95 day notice, rate boosted options). Smarter Savings built for real life - Zopa

See prior ToTP for detail on recent 'drop offs...' Ford Money, Marcus, Saga

Check terms for yourself - DYOR.
Note: These rates may not be applied to existing accounts...DYOR

Other than VM 2.0% £1k limit, others  of note?

Also see Regular Savings Accounts: The Best Currently Available List! — MoneySavingExpert Forum

And Cash ISAs: The Best Currently Available List — MoneySavingExpert Forum

zxspeccy

Shawbrook Bank have finally updated their website to confirm they have increased the rate of their Easy Access account from 0.82% to 1.00%. I think that means the only savings account they haven't increased, since the base rate rise to 1.00%, is their Easy Access Cash ISA. 

Transformersfan1988

That’s good news about Shawbrook, I have also just seen that they have increased the rate of their 120 savings account to 1.54% including existing customers as mine has changed. 

franconormand79

baldeagle09 said:

Easy Access savings increasing to 1% from 1st March for Virgin Money savers. Must have a linked 

This is a poor offering now- I doubt many people kept their money in for long. Any chance they might increase to 1.5% to match Chase? 

Section62

Just had an email saying my Ford Money Flexible Saver is going up to 1.30%, effective today.

At the time of posting their website is still showing 1.15% though -

https://www.fordmoney.co.uk/savings-products/flexible-saver

Edit: Now 1.30% on the website.

jaypers

Section62 said:

Just had an email saying my Ford Money Flexible Saver is going up to 1.30%, effective today.

At the time of posting their website is still showing 1.15% though -

https://www.fordmoney.co.uk/savings-products/flexible-saver

Via your link shows 1.3% so maybe you’re seeing a cached web page. 

typistretired

Just logged onto my Ford account via app and it is showing as 1.30% for annual interest and 1.29% for monthly interest

soulsaver

Section62 said:

Just had an email saying my Ford Money Flexible Saver is going up to 1.30%, effective today.

At the time of posting their website is still showing 1.15% though -

https://www.fordmoney.co.uk/savings-products/flexible-saver

Edit: Now 1.30% on the website.

It'll be in the lunch time ToTP bulletin... :thumb:

Yellowman

I have not used Ford Money before and found it easy to apply for a Flexible Saver account (1.3%) online.

There are options to receive interest annually or monthly.

RG2015

Yellowman said:

I have not used Ford Money before and found it easy to apply for a Flexible Saver account (1.3%) online.

There are options to receive interest annually or monthly.

I like Ford Money, but be aware of the withdrawal timescales. It is not instantaneous as indicated on the link below. The best that is possible is the middle of the day after the withdrawal request.

Interest though, is always correctly calculated to the day before the money arrives in the nominated account.

https://www.fordmoney.co.uk/help/managing-your-account/moving-money